ILR application - SET(M) or FLR(M)? and other questions

When I applied FLR(M), I was switching from a Tier 2.  They wanted all of my financials to prove I was meeting the terms of the Tier 2.  I was paid USD into a US account.  My bank statements and payslips were all online printouts.  This was not a problem at my appointment.

Well, just as you said - it all went fine   ILR was approved and the worst part of the whole process was the nerves beforehand.

I wound up just submitting Husband's bank statements and payslips, and brought backup financial documents of my own, just in case there were questions. Most people we saw also had huge stacks of paper to lug around, so my guess is we all were going by the "when in doubt, bring it" rule.

Thank you SO much for your help and reassurance - it made a daunting process much easier to navigate!!

Well, just as you said - it all went fine   ILR was approved and the worst part of the whole process was the nerves beforehand.

I wound up just submitting Husband's bank statements and payslips, and brought backup financial documents of my own, just in case there were questions. Most people we saw also had huge stacks of paper to lug around, so my guess is we all were going by the "when in doubt, bring it" rule.

Thank you SO much for your help and reassurance - it made a daunting process much easier to navigate!!

Glad it all went well and congratulations on getting the ILR .

The good thing about applying in person is that you can submit the basics and then take lots of extra documents as well in case you are asked for them. I've seen people say that they have brought lots of documents in the car so they can run out and get them if required .

When applying for FLR and ILR to meet the Financial requirements of £18,600 annual income or savings, if you had no annual income would you qualify by having £18,600 in savings ?

When applying for FLR and ILR to meet the Financial requirements of £18,600 annual income or savings, if you had no annual income would you qualify by having £18,600 in savings ?

No, if you have no income, for FLR(M), you need £62,500 in savings.

The savings amount needed is calculated as the following:
- First £16,000 of savings are not counted.
- On top of that £16,000, you need 2.5 times the difference between your income and £18,600 (for the 2.5 years of FLR(M)).

So, if you have no income, you need:
£16,000 + (2.5 x £18,600) = £62,500 in savings

If you have £5,000 income, you need:
£16,000 + (2.5 x £13,600) = £50,000 in savings

If you have £10,000 income, you need:
£16,000 + (2.5 x £8,600) = £37,500 in savings

If you have £15,000 income, you need:
£16,000 + (2.5 x £3,600) = £25,000 in savings

_________________________________________________ ___

For ILR, you don't have to worry about the 2.5 times part, you just need the actual amount to make it up to £18,600 on top of the £16,000.

So, if you have no income you just need:
 £16,000 + £18,600 = £46,500 in savings.

Or if you have some income, you just make up the difference... so, say you have £10,000 income, you need £16,000 + £8,600 = £24,600 in savings to meet the requirement.

No, if you have no income, for FLR(M), you need £62,500 in savings.

The savings amount needed is calculated as the following:
- First £16,000 of savings are not counted.
- On top of that £16,000, you need 2.5 times the difference between your income and £18,600 (for the 2.5 years of FLR(M)).

So, if you have no income, you need:
£16,000 + (2.5 x £18,600) = £62,500 in savings

If you have £5,000 income, you need:
£16,000 + (2.5 x £13,600) = £50,000 in savings

If you have £10,000 income, you need:
£16,000 + (2.5 x £8,600) = £37,500 in savings

If you have £15,000 income, you need:
£16,000 + (2.5 x £3,600) = £25,000 in savings

_________________________________________________ ___

For ILR, you don't have to worry about the 2.5 times part, you just need the actual amount to make it up to £18,600 on top of the £16,000.

So, if you have no income you just need:
 £16,000 + £18,600 = £46,500 in savings.

Or if you have some income, you just make up the difference... so, say you have £10,000 income, you need £16,000 + £8,600 = £24,600 in savings to meet the requirement.

Dear ksand24,


Many thanks for your help and advice, it is so Ridiculous and the way the Government are stripping benefits from some of the "GENUINE" disabled I do not know if I can chance it ?
I am in possession of my Disability but everyone has to be assessed next year and it is rate approx. 40% will loose their disability through the assessment.

I am in the process of my visa for to go to US but know staying here is the best option as health care is so expensive, if I knew I would qualify for the 5 years I would "Scrap" my application and get her to come over here to me . . .

The only other option is to get her to come over and if loose my disability stay on a 10 year path for ILR and then she automatically qualifies for ILR !


 

For ILR, you don't have to worry about the 2.5 times part, you just need the actual amount to make it up to £18,600 on top of the £16,000.

So, if you have no income you just need:
 £16,000 + £18,600 = £46,500 in savings.

Sorry but would this total be £34,600 not £46,500 ?

Yes, you're right - I noticed that earlier but couldn't correct it as I'm at work.

The savings calculation in the financial requirement document was confusing me (it takes the savings amount you have and works backwards to work out if you need any income to add to it). One of the figures in their savings table was £46,500... And for some reason I thought that was the correct amount... Then after you replied I realised the calculation I'd posted didn't make sense.

Does anyone have the answer to my question below:

If I was to loose my disability within the 5 years after my Fiancée had been cleared for entry and my Fiancée' is placed on the 10 year path for ILR . . .


Question:

In the 10th year will she automatically qualify for ILR (permanent Resident) then even though Financial requirements are still unable to be met ?

The 10 year path is brand new and has replaced Discretionary Leave to Remain (at the discretion of UKVI).

You would be best to consult a GOOD immigration attorney as this type of situation will be out of depth for an Internet forum.