Thanks for that.... I did actually realise it yesterday on here...reading through others posts. So for the whole 5 years I'm unable to be listed on anything basically.... Well my name can be on it but I have no recourse to tax credits... Etc?
Your husband should also have claimed
Child Benefit after 3 months back in Britain, if his (or your) salary was under about 60k pa.
https://www.gov.uk/child-benefit/overviewBUT
Only his name must be on the Child Benefit claim as this is a public fund and you are subject to immigration control until you have ILR Despite the confusing name,
Tax Credits is an income based benefit and people don't have to be in work to claim this it if they have children and are allowed to claim UK benefits. Although this is a public fund, your Tax Credits claim must be made in both names as your income is used too to calcuate how much your family will be given. If your husband claims Tax Credits as single parent, then he will be committing benefit fraud. Single parents get different things via Tax Credits.
Great up to date link iota for Tax Credits. It's amazing how the Working Tax Credit second adult element has changed over the last few years for those married to a Brit but subject to immgration control. I assume in preparation for the new rules when Tax Credits is replaced by the new benefits, Universal Credit?
Isn't there children's tax credits he can apply for....? Sorry I really struggle to understand the changes to the public recourse etc over here....both our kids have British and Australian passports.
It's all the same claim form. Tax Credit has two elelments: Working Tax Credits and Child Tax Credits and all is based on family income, single or joint claim, whether anyone on the claim is in receipt of the disabailty payments DLA or PIP, whether both parents work and need childcare help (also based on their income).
i.e. for a couple with 2 children and not in receipt of DLA or PIP and not using childcare. If they jointly earn over about 18k (changing to about 13k from April 2016) then they can't have any Working Tax Credits. If they earn over about 31k (changing to about 26K in April 2016) then they can't have any Child Tax Credits either.
Tax Credits is based on the previous tax years income (6 April to 5 April) but the earnings for the present year is also used, with a 2.5k disregard for a higher or lower income from the previous tax year. They didn't used to count salaries outside the EEA, but not sure if they changed that too.
When you get to grips with the complicated way Tax Credits works - it is all changing. Tax Credits is one of the income based benefits being relpaced by another benefit, Universal Credit.
Tax Credits was rushed in in 2003 and because of the way it is calculated with just a once yearly claim and based on yearly income, many have found themselves having to pay back thousands even though they kept Tax Credits updated with all their changes. That yearly claiming also means some have to pay that benefit back if a few months later, in the same tax year, they find a better paying job that takes them over the annual Tax Credit limit.
It's replacement Universal Credit will be monthly claiming, which will help stop the overpayments and will give greater financail support to those who find work. If I understood the recent budget correctly, from April 2017 it seems all working parents will be given financial help with childcare and not just those on low income claiming through Tax Credits.