I would be shocked if you managed to get a mortgage after only one month in the UK. Heck, I'll be shocked if you manage to have a bank account after only one month in the UK! Your US credit will mean zero in the UK, you will be starting over unfortunately. You'll be able to buy if you are a cash buyer. But otherwise, I would plan on needing a minimum of one to two years of income and credit in the UK to buy.
I agree. You will have no credit in the UK, so you'll have to start from scratch to build up credit again. Plus, you'll need to show a steady income into a UK bank account, as well as UK credit card statements (if you have a credit card) and a calculation of your monthly outgoings in the UK (food, clothes, transport, bills, entertainment, social, vacations) so they can determine if you can afford the monthly repayments.
I got a mortgage last year and I had to show my last 4 months of UK payslips, last 4 months of UK bank statements and last 4 months of UK credit card statements.
Also, you may not like it here and might not want to be tied to a house. The buying process is very different here and it's already February. If you found a house TODAY, there's a good chance you wouldn't be in by June.
Another good point. It generally takes at least 3 months from putting an offer in for a house to actually exchanging contracts and getting the keys. And even then, nothing is set in stone until contracts are exchanged, which means anyone could pull out of the sale and the house could still fall through in those 3 months.
When I bought last year, I was a first-time buyer and it was a short chain, so it didn't take as long as I was expecting. I put in an offer on a house in mid-January 2016, telling the mortgage adviser I would like to be in the property by May. After that came arranging the mortgage and insurances, hiring a solicitor and going through the survey/conveyancing. In the end, we exchanged contracts in mid-March, finalised the sale at the end of March and I was living in the property by early April 2016.
Leave the washer and dryer and buy here. I have finally found my perfect match of washer and dryer. I have a Samsung Ecobubble and a White Knight Tumble Dryer (very cheap but works just like a US machine in effectiveness of drying.
I agree - large electronic items aren't worth shipping to the UK and converting the voltage. It'll be more expensive to ship it and get a converter than to just buy a good washer and/or dryer in the UK. Plus, the larger washer/dryer you have, the more it will cost to run, meaning higher household bills.
I have a Samsung Ecobubble as well and I'm very happy with it. I don't have a dryer, but then I've never owned a dryer... I have a) no room for one and b) no desire for one. I just dry my clothes on radiators and clothes airers in my spare room.
Ditch the car. It will cost a fortune to have made into EU regulations (at least £4,000). Parts will be impossible to source, labour will be near impossible, and it will have zero resale value. Cars depreciate extremely quickly here. Pick one up after you arrive for cash. Cargiant.co.uk is like Car Max in the US where you don't haggle on price and most of their vehicles are ex company cars.
Yep, I agree with this as well. For the cost of actually importing the car and getting it UK roadworthy, you could probably by 1 or maybe even 2 good secondhand cars in the UK... which will already be in spec for UK roads, with the steering wheel on the correct side.
The NHS is different. I'm not having a great week with it at the moment (I'm pregnant so needing the system right now). When it's good it good, when it's bad it's horrid.
I've been happy with my experience of the NHS (I'm British), but everyone has different experiences. The long waiting times are usually only for things like non-urgent procedures and tests - and you can use private insurance (or pay out of pocket) to skip the lines if you wish (all that usually does is skip the lines though - you may still be seen/treated by the same NHS doctors).
For everyday use, such as simple doctor's appointments and getting prescriptions, it's pretty good. I've never had to wait more than a few days to get an appointment and haven't spent more than about 30 minutes at the GP's office when I've attended the appointment.
In comparison, my aunt lives in the US, and when she goes to see the doctor, she's in there for about 3 hours each time and it's the most slow, time-consuming ordeal I've ever seen. One day she went in for a blood test and came out 6 hours later, having been admitted, then shunted between two different hospitals, before finally being released. When I last went for a blood test in the UK, I was in and out in 10 minutes and the results came in a week later.