Although I mentioned Medicare above as universal healthcare for those over 65 it is still expensive with the average couple paying between $5k and $7k per year. Medicare itself costs each person $134/month (more for those with high incomes) but you are still on the hook for 20% of the costs plus this does not cover any prescriptions. So everyone pays for extra insurance to cover that 20% gap plus another insurance policy to pay some of the costs of the prescriptions.
Since I am in the grizzled, older generation, I get to talk with others, my age, and older. Some are paying more than $10,000./yr. for prescriptions, and much, much more for treatment of chronic conditions.