Thanks so much everyone!
I def will do in-person next time-
but quick note that we didn't not do in-person this time to save money, not at all! It was 100% strategic in that I have a bunch of really intense stuff going on in our personal lives etc and we actually wanted those 4-8 weeks of extended leave because if there had been a refusal it would have been MUCH better to have it happen mid June/first part of July than it would have at the end of April! And we were legitimately concerned about a refusal because as I think I've mentioned before on this thread, we had really complex finances and sketchy co-hab proof, so I actually thought it not-unlikely it would be a refusal and would have to rely on doing an appeal to buy time to apply again with better finances and cohab proof!
In 30 months time a lot of things should be different- we SHOULD be in a better place financially and will if nothing else be rock-solid prepared on the cohabitation docs.