Thanks All,
So I am living with me husband at his mothers house for now. So all the utilities and council tax bill are in his mothers name. We were considering just to switch the water line to a joint account of mine and my husbands.
Is that enough?
For FLR(M), you'll need 6 pieces of official mail in each name, from at least 3 different sources, addressed to both of you at the same address as each other, spread evenly over the period.
So, the water bill can be 1 source, but you'll need at least 2 more. Bank statements can be used, so that can be the 2nd source.
Other than that, you can use things like Council Tax bills, electricity bills, gas bills, phone bills, TV licence, tenancy agreements, and letters from HMRC, the NHS, DVLA etc.
I opened an account with HSBC but it's a basic one. They couldn't open a regular current account for me as I don't have a solid proof of address and they have to wait 6 months before changing from basic to regular. So they told me to get a solid proof of address by then and change the account to a regular account so that me and my husband can have joint bank accounts. Apparently you can't have a joint bank account at HSBC if you only have a basic account.
Is that normal?
No idea, to be honest. However, you don't
have to have a joint account. You can always just use separate account statements for the FLR(M) evidence.
And just out of curiosity, I thought I didn't have access to public recourse , then would I need or even have a national insurance number?
Your National Insurance number is used to calculate how much income tax you have to pay if you are working in the UK. If you want to work, you need to have one, to make sure you are paying the right taxes and National Insurance contributions. Anyone aged over 16 with the right to work in the UK can apply for one.
Benefits that are based on National Insurance contributions are not considered public funds and you will be entitled to claim them (things like pension, maternity leave, Jobseeker's Allowance etc.).
See here for what is and is not considered public funds for immigration purposes:
https://www.gov.uk/government/publications/public-funds--2/public-fundsSent from my iPhone using Tapatalk