Author Topic: Brexit agreement - EU citizens rights  (Read 782 times)

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Offline heidiandrobert

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Re: Brexit agreement - EU citizens rights
« Reply #15 on: December 09, 2017, 05:27:23 PM »

I made sure I didn't have to worry about being on the £62,500 limit......I made sure my account had well over that in it. Just easier for me that way......and then I don't have to prove my pension income as well. As soon as the visa gets ok'd I'm likely to stick that money into a 1 year bond.....likely through the post office which gets 1.36%.......better than what I am getting through the bank.

Yeah, I didn't want to tie up even more funds for 6+ months - or bother setting up a UK bank account as a non-resident.
Arrived UK as visitor 21 January 2017
Proposed 22 January
Solicitor applied fiancé visa online - June 23rd ish
Biometrics appt San Fran - 14th July
Passport arrived with solicitor - 17th July
'Box' package sent to Sheffield by solicitor same day - arrived 18th July
Arrived in Sheffield email - 19th July
Decision email received - 11th September (38bd)
Packaged collected - 11th September
Packaged delivered to Florida - 13th September
Arrived UK - 20th September
MARRIED - 01 November 2017

Offline larrabee

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Re: Brexit agreement - EU citizens rights
« Reply #16 on: December 09, 2017, 05:57:24 PM »
As soon as the visa gets ok'd I'm likely to stick that money into a 1 year bond.....likely through the post office which gets 1.36%.......better than what I am getting through the bank.

Take a look at the NS&I products F4mandolin, they have upped their rates recently and are as safe as you can get!

For example. Guaranteed income bond. 1.45% gross , 1 year.
                    Guaranteed growth bond. 1.50% gross, 1 year.

https://www.nsandi.com
March 29th 2013-Moved to UK, husband on spouse visa.Oct 20th 2015-Applied by mail for FLR(M).Feb 1st 2016 FLR(M).

Offline F4mandolin

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Re: Brexit agreement - EU citizens rights
« Reply #17 on: December 09, 2017, 06:12:38 PM »
Take a look at the NS&I products F4mandolin, they have upped their rates recently and are as safe as you can get!

For example. Guaranteed income bond. 1.45% gross , 1 year.
                    Guaranteed growth bond. 1.50% gross, 1 year.

https://www.nsandi.com
Thanks.....I'll take a look at that. There are a couple on the moneysupermarket site that are quoting 1.75% or so........but.......they aren't exactly big dependable well known names.
Fred

Offline durhamlad

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Re: Brexit agreement - EU citizens rights
« Reply #18 on: December 09, 2017, 06:44:48 PM »
Take a look at the NS&I products F4mandolin, they have upped their rates recently and are as safe as you can get!

For example. Guaranteed income bond. 1.45% gross , 1 year.
                    Guaranteed growth bond. 1.50% gross, 1 year.

https://www.nsandi.com

Unfortunately US Citizens cannot buy these.  Have a look at paragraph 23 and 24 from their brochures. (F4Mandolin is a USC)

https://www.nsandi.com/files/published_files/asset/pdf/guaranteed-growth-bonds-brochure-print-friendly.pdf

https://www.nsandi.com/files/published_files/asset/pdf/guaranteed-income-bonds-brochure-print-friendly.pdf


Adventure before dementia

Offline F4mandolin

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Re: Brexit agreement - EU citizens rights
« Reply #19 on: December 09, 2017, 06:47:14 PM »
Fred

Offline larrabee

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Re: Brexit agreement - EU citizens rights
« Reply #20 on: December 09, 2017, 07:09:23 PM »
Unfortunately US Citizens cannot buy these.  Have a look at paragraph 23 and 24 from their brochures. (F4Mandolin is a USC)

Forgot about that.  Has it not been challenged yet on the grounds of being discriminatory?
March 29th 2013-Moved to UK, husband on spouse visa.Oct 20th 2015-Applied by mail for FLR(M).Feb 1st 2016 FLR(M).

Offline durhamlad

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Re: Brexit agreement - EU citizens rights
« Reply #21 on: December 09, 2017, 08:40:26 PM »
In my wife's name would be ok?

Yes, that would certainly be okay.
Adventure before dementia

Offline durhamlad

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Re: Brexit agreement - EU citizens rights
« Reply #22 on: December 09, 2017, 08:44:11 PM »
Forgot about that.  Has it not been challenged yet on the grounds of being discriminatory?

Yes, and the reason given is that the cost to the UK taxpayer in NS&I becoming FATCA compliant would be unjustified. This was in a letter from an MP in response to an inquiry on this.

Premium bonds do not have this exclusion so perhaps NS&I don’t report winners to the IRS. Do you feel lucky?
« Last Edit: December 09, 2017, 08:47:27 PM by durhamlad »
Adventure before dementia

Offline sonofasailor

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Re: Brexit agreement - EU citizens rights
« Reply #23 on: December 10, 2017, 12:55:51 PM »
Listen, do I come over there and threadjack you investment-heads?

Build your opponent a golden bridge to retreat across - Sun Tzu

Offline F4mandolin

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Re: Brexit agreement - EU citizens rights
« Reply #24 on: December 10, 2017, 01:18:18 PM »
Maybe you should. Talking about a .1% swing on savings is considered pretty exciting there. You could shake things up a bit ;)
Fred

Offline Nan D.

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Re: Brexit agreement - EU citizens rights
« Reply #25 on: December 11, 2017, 12:02:59 AM »
Count me among the few  ;)

I have a couple of small private pensions, and in a few years my wife and I will be getting our OAP, but the vast majority of our income comes from our US pensions and retirement accounts.

Same. At present, all my income comes from the States. When I draw social security, they will send it to me here, but it'll still be based on the dollar.

Offline Nan D.

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Re: Brexit agreement - EU citizens rights
« Reply #26 on: December 11, 2017, 12:12:40 AM »
So, if I read everything correctly, the "cutoff date" for people to have been here to be covered under the EU citizen terms is Brexit date (in March of 2019)?

And I think I've also heard that there is to be a vote in Parliament to accept the terms or not?

So, it's a proposed deal, not a done deal by any stretch?

Offline sonofasailor

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Re: Brexit agreement - EU citizens rights
« Reply #27 on: December 11, 2017, 12:02:29 PM »
So, it's a proposed deal, not a done deal by any stretch?

Davis is backpedalling already.
Build your opponent a golden bridge to retreat across - Sun Tzu

Offline Groover

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Re: Brexit agreement - EU citizens rights
« Reply #28 on: December 19, 2017, 12:06:22 PM »
I'm probably one of the few people on this site that likes a low Pound.....

All of our income is in dollars. We voted against Brexit but it made our new bathroom quite a bit cheaper.  ::)

Offline jimbocz

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Re: Brexit agreement - EU citizens rights
« Reply #29 on: December 19, 2017, 12:50:57 PM »
Listen, do I come over there and threadjack you investment-heads?
Where did this come from?  Where you wearing pajamas when you typed this?