Thought of another question:
I have recently transferred money to my spouse's UK bank account to help meet the financial requirement. Will I need to show my US bank statements as well? Will the UKVI officer see a transfer and want to know exactly where and how that money came about?
How detailed do we need to be about the money in a savings account?
If you are using cash savings towards the requirement, you must show that the money has been in an account in your name or in his name (or in both names) in full for a minimum of 6 months.
So, you must provide 6 full months of bank statements showing the money has been in either your account or his account, for the entire time.
Which means that if you transfer the money to him less than 6 months before you apply, you must provide both your bank statements and his bank statements to show the money was in either your or his possession for the whole of the 6 months.
For example, say you apply on 15th October, and you transfer the money to his account on 25th September, you will need to provide:
- your bank statements covering March 15th to 25th September, showing the money in your account for those 5 months and 10 days
- his bank statement covering 25th September to 15th October (or longer), showing the money has been in his account for those last 20 days of the 6 months
Or, if you apply on 15th October, but the money was transferred to his account before 15th March, then you just provide:
- his bank statements from 15th March to 15th October
Or, if you apply on 15th October, but you do not transfer any money and just keep it all in your account then you just provide:
- your bank statements from 15th March to 15th October
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