Welcome to the forum
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1. I see this question asked many times on the Internet and have seen many different answers. For my personal bank statements for proof of salary, if I only have online PDF statements do I need to physically print them off and get my bank to stamp each one, or alternatively can I just ask for them to print them off, in which case do they need to stamp the printed statements they have created?
The bank statements requirements are that they must be:
EITHER
- Official bank statements received in the post (these do not need to be stamped)
OR
- official bank statements printed in-branch by the bank (these technically do not need to be stamped, but a lot of people get them stamped anyway
OR
- online statements printed at home that are EITHER stamped by the bank on every page OR accompanied by a letter from the bank confirming their authenticity
2. I have been employed since October 2018 by the same company and meet the required £18,600 salary. Because I am a shareholder of the company and the remaining shares are held by fewer than 5 people I need to apply under Category F for the financial evidence, which requires me to submit the company tax return CT600, business bank statements and various other documents (I won't go into the details here but I have got all of these documents).
My question is whether the Business Bank statements showing my salary being paid out of the business bank account need to abide by the same rules for personal bank statements. i.e. They are required to be original copies or printed and stamped by the bank. At the moment I have just been provided with PDF versions.
Yes, ALL bank statements that are submitted, regardless of whether they are personal or business accounts MUST meet the same criteria, as listed above.
3. My payslips have a 'Pay Date' of the 16th of each month (or earlier working day if on a weekend or bank holiday). I have just cross-referenced all of my bank statements as well as the company bank statements and ~90% of the time my company has paid me on a slightly different day to that shown on my payslip. For instance if the 'Pay Date' on my payslip says 16 Aug, the money was paid out of and went into my account on the 15 Aug. In one case I was paid 4 days earlier than the 'Pay Date' on my payslip
Is it acceptable to get my boss (Director of the company) to state this in the letter I am getting him to sign, which will state my salary, employment terms etc.?
Yes, this is an absolute requirement - the difference in dates MUST be explained in the employer letter, or the visa can be refused (and we have seen refusals because of this in the past).
Would it be acceptable to just change the last column to 'Date paid out of business bank account' and write something to explain that the date of payment does not always match that on the payslip?
Yes, this is exactly what is required to be in the letter.
4. Related to Question 3., in one case my salary was paid out of the business bank account on 16th October but didn't show being deposited in my personal bank account until the following day (17th October). I take it this will be no cause for concern and will not require explanation? I understand bank transfers can take up to a few working days to process.
As long as it is explained, it will not be a problem. The important thing is the explanation. No explanation = possible refusal.
5. My Fiancé lived in the UK on a Tier 2 work visa. When answering the question on the application form "How many times have you been to the UK in the past 10 years?" should she count every time she entered the country? For instance when she lived in the UK previously she went on holiday 6 times. Does this mean the number of times she has been to the UK should be 7 times (1 time arriving on her Tier 2 visa + 6 times arriving back in the country after each holiday and still on her Tier 2 visa). Or should all of the times she arrived into the UK on her previous visa be counted as 'once'.
I think I would put the entire length of time she lived in the UK as just one time of 'being in the UK', because she was living here on a valid visa and making short trips abroad, rather than living abroad and visiting the UK on a number of occasions.
6. My Fiancé's foreign passport runs out in July 2023. She is unable to renew it until next month (within 12 months of expiry) but for reasons related to applying under Category F and needing the previous 12 month company tax year, we need to apply before the end of this month. Is it OK for her to send off her passport with ~13 months validity in it as part of this visa application?
Yes, that should be fine. There is no need to explain it because there is no requirement for her to have 6 months validity on her passport when entering the UK.
When she renews her passport, she just needs to contact UKVI with the new passport number so they can update it on her BRP card details.
7. In the application form for 'What is their annual income before tax', considering I am applying under Category F and need to supply payslips for the most recent 12 month company tax year (Aug 2020 to Jul 2021), and my salary was increased in Oct 2020, should I enter the previous salary or my current salary in this box? Do I also ignore any overtime, bonus, dividends etc.? For reference, my lowest salary in this period still meets the £18,600 requirement.
For Category F, they consider the total earnings during the last full financial year, before income tax but after any expenses, so for this, I assume you need to put the total pre-tax income you earned during the entire financial year.
8. For proof of marriage ceremony, I have emailed the local Register Office to confirm availability in February next year and have received a reply saying there is good availability. I have created a PDF document containing this email, some details about our anticipated dates for giving notice and the ceremony, and some pages from the brochure for the Register Office. Will this be enough to satisfy the requirement, or should I also make a 'throw away' booking for the Register Office, and change / cancel it when we have definite dates?
That's too much. All you need is a copy of the email chain between you and the registry office, inquiring about possible dates.
9. Regarding the question "What do they earn?", considering I am applying under Category F, I had a pay rise at the beginning of the 12 month window for the company tax year which I am using to prove my salary, and I receive a bonus and overtime payments month to month, should I still check the box for 'The same amount continuously, above the financial requirement amount' because I am on an annual salary paid monthly?
Since you are applying under Category F, and have to provide 12 months of payslips anyway, it may be better to tick 'not the same amount continuously', since your income has fluctuated each month.
Having said that, are you sure you've selected the correct financial category? I thought that question was only asked if you were applying under Category A or B... because the entire point of the question is to determine whether you qualify under Category A (6 months of income) or Category B (12 months of income).
10. For my Fiancé's previous visa information to be provided as part of the new application, is it enough to just upload her previous Application Form, and the Passport scan which shows the visa was granted? She does not have her visa curtailment letter from when her job was ended early (due to the company downsizing). Will this be a problem? For the record, she has re-entered the UK since her visa expired as a tourist and has handed back her BRP card.
As far as I know, you just need to list the previous visa details on the application form - which you can get from her passport. They can then look it up in their computer system.
You do not need to upload her previous application form, though you should be including full scans of her current and previous passports anyway, so they will see the visa on there.