I think it basically boils down to do you want to be practical (let your job pay for your student loans, don't get into more debt, what IF it doesn't work out) or do you want to follow your heart. In the end, only you know what is right for you. Some people are more practical by nature, some people are more emotional. I am emotional- I wouldn't care if it cost the moon I would go for what my heart told me. Which is what I did, and it worked out wonderfully for me. There have been problems along the way (including separation, financial, etc), but we have dealt with them and continue to deal with them together, which is what matters the most to me. You can take everyone's opinions and at the end of the day it really won't matter- you need to do what is right for you. Good luck to you, I wish you the best.