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Topic: Newbie needing much help please  (Read 2698 times)

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Re: Newbie needing much help please
« Reply #15 on: December 14, 2005, 06:17:48 PM »
I was told you can't have a credit card here until you've been a resident for one year, however, my husband easily added me as an additional cardholder on his credit card

I was here for just over one month and was offered my own credit card by my bank when I first opened a current account with them, so I don't believe there is a one-year residency rule.
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Re: Newbie needing much help please
« Reply #16 on: December 18, 2005, 09:42:46 AM »
I was here for just over one month and was offered my own credit card by my bank when I first opened a current account with them, so I don't believe there is a one-year residency rule.

I think the residency rule is not universal, but dependent on the bank or agency issuing the credit card.  Some of them do say that you must be a resident for 1 (or even 3!) years.  Our bank told us that we could try through them for a credit card after 6 months.  We're very hesitant to apply too early, though, as if you are declined, that goes on your credit record.


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