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Topic: Moving to UK on Cholesterol meds, will private insurance cover??  (Read 1045 times)

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Company wants to move me to UK, I'm currently on 40mg/day of Zocor for high (but not extreme) cholesterol.  I definitely want private insurance, the thought of waiting for stuff from the NHS frightens me frankly.  But am I screwed?


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Re: Moving to UK on Cholesterol meds, will private insurance cover??
« Reply #1 on: June 14, 2007, 07:00:29 AM »
You can buy Zocor 10mg tablets over the counter - £7.99 (about $15) for 28 tablets (at Boots The Chemist - I work behind the pharmacy counter in a Boots store), so you wouldn't even need to wait on the NHS, you can go to pretty much any pharmacy and buy them. We'll sell them to you as long as you've had the tests and have been told to get them by the doctor.

You could also probably get them on prescription from a UK doctor, but again, you'd only need to wait a few days for an appointment (or even maybe get one within a day if there are free appointments) and you can get a prescription filled within a few minutes of an appointment as well (depending on where the nearest pharmacy is).

Honestly, I'm not sure if private insurance will cover it anyway, as you will usually need to use it for operations or serious treatments that have several months waiting lists on the NHS. I think private insurance companies require that you still visit the NHS doctors for things like day-to-day problems and prescriptions.


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Re: Moving to UK on Cholesterol meds, will private insurance cover??
« Reply #2 on: June 14, 2007, 08:25:29 AM »
I'm guessing from his/her post that ucla95 is going to be on a work visa, in which case the following applies:

http://www.dh.gov.uk/en/Policyandguidance/International/OverseasVisitors/Browsable/DH_4955459


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Re: Moving to UK on Cholesterol meds, will private insurance cover??
« Reply #3 on: June 14, 2007, 02:18:42 PM »
That's all very helpful thank you, but I wasn't clear I think.  What I'm curious about is if the fact that I'm being treated counts as a pre-existing condition so that one day, G-d Forbid, I have a heart attack, or need an angioplasty would private insurance cover it or would they say that I had a pre-existing condition and deny me?

Yes I would be on a work visa.  I'm a US citizen and would be over for 4 years or so, working for a large multinational bank.

Thank you all so much, this website has been invaluable to say the least...


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