1 unit of electricity is 1kWh(kilowatt hour), i.e. the amount of energy you'd use running a 1kw appliance for an hour. To give an idea how much this is; most domestic kettles are rated at 2kW so if you ran it for 30mins that would be one unit.
One unit of gas is either 1 cubic metre or 100cubic feet depending on how old the meter is, this converts to either 11-ish or 30-ish kWh. Your bill should say which.
I am assuming the cubic feet is the 11ish, right? I will have to ask Mr. A. to double check, but I am pretty sure he said something about cubic feet on the meter. This is helpful information for me as we get our bills quarterly. The price on our contract is in kWh for sure.
The rest depends on what type of boiler you have (and is probably more of a Paul thing) but if you post back with what type you have someone might have some more info. If you have a water tank that supplies both the taps and the heating from one source you don't want the water too hot (60 should do it) otherwise you might hurt your hands. Combi and condensing boilers usually have two temp. controls so you can have the rads hotter. The most efficient temp really depends on the boiler, the manufacturer should be able to help, as a rule of thumb condensing boilers run better hotter.
It's a condenser boiler. I moved the hot water from the highest setting (which it was on when we moved in) to the lower one with the line still next to it. Needless to say, the instructions aren't that great, so I am a bit lost:
Photo of current settings (hope it's clear enough)
http://img207.imageshack.us/img207/1678/boilert.jpgAs you can see, I bumped up the number of times it's on.
When to run the heat really depends on your place and lifestyle, I'd beware of one-size-fits-all answers. Generally it takes less energy to maintain a temperature than to let the room cool and then reheat it. On the other hand if you're out all day then it may work out better to leave the heating off and take one hit to reheat rather than heating all day. The "right" answer might take some trial and error depending on how your place heats/cools.
Finally, I know it's hard, especially if you are not used to paying the power bill but don't worry so much. Running the heating for an extra 30 mins or for an hour "too long" each day isn't going to make that much difference in the grand scheme.
I am definitely not looking for a one size fits all, just some guidance. Growing up we used an oil furnace, then we had a woodstove. As an adult, I've always either had someone else dealing with the heat or it's been relatively simple (thermostat controlled, wood, and one place with a space heater which I called my "natural gas woodstove"). I am totally clueless. I don't want to be wasteful, but I also don't want my husband to be cold needlessly (although I am a huge advocate of layers and hot water bottles).
I am home during the day, so we do need it on then.
I guess the reason I obsess about it is that my inlaws had huge heating and electric bills. We were paying the electric there, and we had bills that were between £400-500 a quarter just for electric. There was nothing we could do about it because most of the usage was not my husband or mine. To say I am extremely careful now is an understatement. We just need to be prepared for the bills when they come. That this is a totally unfamiliar system isn't helping me not stress out about it.
ETA: I know what all those dials control, so I don't need that explained. I really just want to know if what we're doing sounds reasonable, not for exact instructions on how to set it. We have our undertile heating set to 68 f during the night and while my husband is at work. While he is home, it's at 72 f, and we put it on "comfort" if he is bathing--which is currently set to 78). This, of course, is not the air temp, but the surface temp. The tile and undertile heating is throughout the flat except in the bedroom.
Second edit: To give you an idea of how clueless I am, I had it running every three hours or so for an hour once we first discovered that the boiler heated the radiators. Before that, we thought that the thermostat for the tiles was the boiler thermostat. I couldn't figure out why the radiators weren't heating up, ever. Thankfully, this was only for a day or so until I switched the boiler over to hot water and heat. Then for about 2 weeks, I was doing the shorter runs of radiator heat.