Sending money to your US bank Account

What is the best way to send money to your US bank account? I am not really looking for the fastest more of the cheapest. I still have bills (mainly student loans) to pay off. I have a UK account here but need to send money back to the US account.

I've been using XE.com, which doesn't involve any fees, but you get a slightly less advantageous exchange rate and they make their money off of the difference.  If your UK bank can do FPS (Faster Payment Service) payments, they'll leave your UK account a few hours after you initiate a transfer.  They generally show up in your US account a few days later.

I've been using them since 2007, and have never had a problem.

I use paypal..I have 2 log in's..1 for my UK as my main and 1 for my US as my main...Its easy and it doesn't cost all that much and the rates are pretty norm ;-)

I use paypal..I have 2 log in's..1 for my UK as my main and 1 for my US as my main...Its easy and it doesn't cost all that much and the rates are pretty norm ;-)

I do this too. 

Me too   

I started using XE.com relatively recently, and found couldn't be happier with it.
I was initially concerned about the verification of identity process, but it was much easier than I'd read about previously - I was able to do it just by providing my credit card number (which is not charged, it's just for verification). A day or two later I got their email saying my account was activated. No need to scan/send docs etc.

The last couple of trades I've sent money on a Monday morning. The confirmation from XE that they'd initiated the payment came later that day, and the money was in my US bank account by the Wednesday afternoon, thanks to Faster Payments (UK end) and EFT (US).  No fees charged by either my UK bank or my US bank.

(I used to just use Natwest's wire service.. for which they charged £20 (£27 for an 'urgent' transfer    ), and also I'd be hit by a $12 fee from my US bank for receiving the wire as well.  I won't be doing that again any time soon.)