Hello
Guest

Sponsored Links


Topic: NHS bill and US insurance  (Read 1932 times)

0 Members and 1 Guest are viewing this topic.

  • *
  • Posts: 294

  • Amor Vincit Omnia
  • Liked: 0
  • Joined: May 2011
  • Location: Chicago to Bristol UK
NHS bill and US insurance
« on: August 03, 2011, 10:14:30 PM »
So while I was in the UK, I had a few visits to A&E...
Anyways They sent me a bill, in July I forwarded it on to my insurance. It's considered *Pending* because the NHS hasn't responded to their notice. Yet the NHS sent me a letter threatening legal action. I am planning on going back to the UK in Sept. This bill is only 218 pounds but would it affect my trip at all? I emailed back the NHS oversea patient contact and will be calling the number listed on the letter tomorrow.

Is it normally this much of a pain in the ass to get this sorted?
Met online: 2001
Lost contact: 2005-2010
Found me on Facebook: 12-26-10
Officially dating: 4-9-11
Met in person: 5-5-11 *stayed 3wks in UK*
Met 2nd time: 9-29-11 *stayed 2wks*
Proposed: 10-9
3rd visit: 5-27-12 *3wk stay*
4th visit: 3-28-13 *3wk stay*
5th Visit: 05-13 to 11-3 2014
Fiance' Visa: 2015


  • *
  • Posts: 13025

  • Liked: 4
  • Joined: Oct 2005
  • Location: Washington DC
Re: NHS bill and US insurance
« Reply #1 on: August 03, 2011, 10:16:39 PM »
Not sure but it's possible it could affect your entry.


  • *
  • *
  • Posts: 8486

  • Liked: 3
  • Joined: Mar 2006
  • Location: Baltimore
Re: NHS bill and US insurance
« Reply #2 on: August 03, 2011, 10:53:34 PM »
Can you pay the bill, to get the NHS off your back, and request reimbursement from your insurance?


  • *
  • Posts: 151

  • Liked: 0
  • Joined: Feb 2011
  • Location: moving to London in a matter of weeks!
Re: NHS bill and US insurance
« Reply #3 on: August 04, 2011, 01:00:22 PM »
Can you pay the bill, to get the NHS off your back, and request reimbursement from your insurance?

This.  Having payments made directly to out-of-network providers is always merely a courtesy, and you alone are responsible for making sure they get paid.  Pay the NHS out of pocket, especially since NHS debt now affects visa decisions.  Then fight with the insurance to get reimbursed.
« Last Edit: August 04, 2011, 01:02:21 PM by ianp »
NOTE  I am merely an educated layman.  My comments are not to be taken as professional advice.  I speak only for myself, and not my employer or any other organization.  Side-effects include headache, upset stomach, and the realization that advice found on the Internet should be taken with a grain of salt.


  • *
  • Posts: 6537

  • Liked: 0
  • Joined: Jul 2006
Re: NHS bill and US insurance
« Reply #4 on: August 04, 2011, 01:29:57 PM »
I didn't have to fight. I turned in my receipts and bill was over 2,000.


  • *
  • Posts: 1199

  • Liked: 7
  • Joined: Jan 2010
  • Location: London
Re: NHS bill and US insurance
« Reply #5 on: August 04, 2011, 08:09:35 PM »
Is it normally this much of a pain in the ass to get this sorted?

As far as I know, it really comes down to your insurance.  Simply put, some providers/coverage plans in the US are better than others. I'd try getting them on the phone to see what options you have to make the NHS bill go away more quickly.
2007-Short Term Student;   2010-T4;   2011-T1 PSW;   2013-FLR(M);    2015-ILR;    2016 - Citizenship (approved!)


  • *
  • Posts: 327

  • Liked: 0
  • Joined: Jun 2009
Re: NHS bill and US insurance
« Reply #6 on: August 05, 2011, 04:07:08 PM »
So while I was in the UK, I had a few visits to A&E...
Anyways They sent me a bill, in July I forwarded it on to my insurance. It's considered *Pending* because the NHS hasn't responded to their notice. Yet the NHS sent me a letter threatening legal action. I am planning on going back to the UK in Sept. This bill is only 218 pounds but would it affect my trip at all? I emailed back the NHS oversea patient contact and will be calling the number listed on the letter tomorrow.

Is it normally this much of a pain in the ass to get this sorted?

I pay for care and I'm reimbursed 70% without a hassle. The bill has to be in US dollars.


  • *
  • Posts: 6537

  • Liked: 0
  • Joined: Jul 2006
Re: NHS bill and US insurance
« Reply #7 on: August 05, 2011, 08:40:27 PM »
My bill was in pounds.  They calculated what the exchange rate was on the day I had the service.


  • *
  • Posts: 294

  • Amor Vincit Omnia
  • Liked: 0
  • Joined: May 2011
  • Location: Chicago to Bristol UK
Re: NHS bill and US insurance
« Reply #8 on: August 06, 2011, 12:09:19 AM »
I have zero luck in contacting the NHS, I did Get ahold of their overseas patient co-ordinator through email and gave him as much info as I could, So Hoping He'll be calling me back tomorrow. I really wanna get this taken care of. my Insurance already knows how much it is in USD. The NHS is just the hold up so I'm hoping some one will get back to me and get this sorted by next week.
Met online: 2001
Lost contact: 2005-2010
Found me on Facebook: 12-26-10
Officially dating: 4-9-11
Met in person: 5-5-11 *stayed 3wks in UK*
Met 2nd time: 9-29-11 *stayed 2wks*
Proposed: 10-9
3rd visit: 5-27-12 *3wk stay*
4th visit: 3-28-13 *3wk stay*
5th Visit: 05-13 to 11-3 2014
Fiance' Visa: 2015


  • *
  • Posts: 186

  • Liked: 0
  • Joined: Feb 2008
Re: NHS bill and US insurance
« Reply #9 on: August 06, 2011, 04:42:46 AM »
I have zero luck in contacting the NHS, I did Get ahold of their overseas patient co-ordinator through email and gave him as much info as I could, So Hoping He'll be calling me back tomorrow. I really wanna get this taken care of. my Insurance already knows how much it is in USD. The NHS is just the hold up so I'm hoping some one will get back to me and get this sorted by next week.

Why do you think it's the NHS's responsibility to deal with your insurance company?

If you can't sort it out, why not pay the NHS bill yourself, ask your insurer what information they are looking for, and then pursue that info yourself with the NHS? It may be they're asking for some US insurance diagnostic code, which will of course would be completely meaningless to the NHS. But by talking to your insurance company you can at least grasp what they want and have a better chance of satisfying them.


  • *
  • Posts: 327

  • Liked: 0
  • Joined: Jun 2009
Re: NHS bill and US insurance
« Reply #10 on: August 06, 2011, 06:16:31 PM »
My bill was in pounds.  They calculated what the exchange rate was on the day I had the service.
Mine wants it converted into dollars and I keep my coverage even though I am an UK resident.


  • *
  • Posts: 6537

  • Liked: 0
  • Joined: Jul 2006
Re: NHS bill and US insurance
« Reply #11 on: August 07, 2011, 09:52:30 AM »
I just had a six month travel insurance policy.  So that might be the difference.


Sponsored Links





 

coloured_drab