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Topic: US Credit Report  (Read 1420 times)

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US Credit Report
« on: December 31, 2013, 10:12:39 AM »
Does your credit score in the US mean anything in the UK?  Is it worth getting your credit report?
13 Aug 13 Fiancé visa application submitted online
  2 Oct 13 Visa received via UPS
29 Oct 13 Arrived in the UK!
20 Jan 14 Ring-a-Ding Ding!
18 Feb 14 FLR(M) submitted via post
26 Feb 14 Biometrics submitted at Post Office
  7 Apr 14 Biometrics Residence Permit approval notification letter & card arrive (separately) via signed post
16 Sept 16 2nd FLR(M) Approved in-person in Sheffield
21 Aug 18  Passed LIUK
5 Mar 19 Applied IRL; 18 Mar 19 priority appt in NCL; 19 Mar 19 ILR granted; 21 Mar 19 DX delivery of BRP


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Re: US Credit Report
« Reply #1 on: December 31, 2013, 10:22:25 AM »
Nope, your US credit score essentially means nothing in the UK.

When you move to the UK, you are considered to have no credit and you have to start from scratch to build up credit in the UK.


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Re: US Credit Report
« Reply #2 on: December 31, 2013, 10:38:35 AM »
Thanks, that's what I thought.   [smiley=disappointed.gif]
13 Aug 13 Fiancé visa application submitted online
  2 Oct 13 Visa received via UPS
29 Oct 13 Arrived in the UK!
20 Jan 14 Ring-a-Ding Ding!
18 Feb 14 FLR(M) submitted via post
26 Feb 14 Biometrics submitted at Post Office
  7 Apr 14 Biometrics Residence Permit approval notification letter & card arrive (separately) via signed post
16 Sept 16 2nd FLR(M) Approved in-person in Sheffield
21 Aug 18  Passed LIUK
5 Mar 19 Applied IRL; 18 Mar 19 priority appt in NCL; 19 Mar 19 ILR granted; 21 Mar 19 DX delivery of BRP


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  • Posts: 176

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  • Joined: Dec 2011
Re: US Credit Report
« Reply #3 on: December 31, 2013, 04:17:24 PM »
The PPs are right - for better or for worse credit reports do not generally carry over internationally.


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