I'm asking this for my SO, who used a UK debit card to order a new stovetop (hob) and installation from Curry'sPC. They screwed up the installation (chipped countertop, new hob not seated well). Apparently Curry's would only accept a debit card for the order. So far he has sent Curry's an email with photos of the installation and asked for a refund and that they repair the countertop.
I'm from the U.S. and only use U.S. credit cards. I don't use debit cards partly due to the ease of disputing purchases with credit cards. So...how do people dispute debit card purchases and obtain a chargeback in the UK once the merchant already has your funds? Given the general baseline of customer service in the UK, I'm not expecting a full-throated apology or refund from Curry's. But what can he try?
Also, has anyone filed a small claims suit in the UK? What was that like? Is there a resource that walks you through the steps? I'm a U.S. lawyer but have no clue how it works here...
Thanks!!!