Fred, you need to "switch and ditch" each year to shop for the best interest rates. It's easy to do online and worth it if you have decent cash savings.
Yeah....I get this as well. But....considering my 2nd visa is coming up this Fall.... I want to keep money in Lloyds until at least after I clear this one. I want a nice solid paper trail of where our money has been sitting. As soon as this one is over (by December) we will move most of it to another bank for better rates. Not good rates.....just better rates.
We are spending money rather quickly these days......new conservatory(NOT a conservatory.....pretty worthless in my opinion)/utility room going in 2 weeks outside the kitchen connecting the garage (£8K down the tube). New upstairs bathroom going in (£5K kaput). And...since my wife is having some issues with her joints (not going to get better)...thinking about putting in a small hot tub which we used to have about 8 years ago.
What a nice day.....really.....good round of golf....a few beers.....just a little bit sunny (that was a joke...it was glorious).....
Hugh Grant was evidently kicking around the neighbourhood last week filming a bit of the new Paddington Bear film....4 days of filming in the field/train bridge nearby....
