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Topic: Medical insurance for travel back to the US  (Read 5941 times)

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Medical insurance for travel back to the US
« on: April 25, 2021, 11:27:57 AM »
Hello,

I have been living in the UK on a marriage visa since May 2018. I am looking to visit the home for a month in July of 2021 but I need Health Insurance whilst staying there.

I do not anticipate anything to happen, but I was diagnosed with Brain Cancer in 2020 and am currently undergoing chemo therapy, so it's important for me to be covered just incase. I have been cleared to travel by my Dr. but the UK travel insurance companies I've contacted won't cover me because it exceeds their limit.

I know there are many options out there, but I thought I'd ask here since I've had some really helpful answers while going through the visa process in the past.

These are my main questions:
- Is there a UK Travel insurance company someone has used to travel abroad/ to the US that they can recommend?
- Is it better to get insurance from a US based  insurance company, instead of a UK base company?

I appreciate you taking the time to  read this and I look forward to hearing back from someone.

Many Thanks,

Annie

July 2013: Met in Chicago
June 2016: His contract ended and we moved to UK (visitor visa)
December 2016: Visitor visa expired - I move back to US
May 2017: Apply for Marriage visitor visa
July 17: Marriage visitor visa approved
10/12/17  Married in the UK!
12/2017: I go back to US to apply for visa.
Biometrics Appointment: 03/09/18
Mailed in my application: 03/21/18
Passport Received: 04/18/18
Moved to UK 05/25/18
Spouse Visa good until 02/15/21
Applied to renew: 12/22/20
Approved: 04/04/21


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Re: Medical insurance for travel back to the US
« Reply #1 on: April 27, 2021, 01:14:39 PM »
I've used AllClear in the past when traveling to the US due to pre-existing medical conditions.  I've never had to claim (thankfully), so I can't comment on how that process is like (good/bad/easy/difficult/etc), but in regards to getting covered for assorted medical conditions, I've not had a problem with them.

Sorry to hear of your diagnosis - what a thing to happen during the year that was 2020.  Best of luck with the chemo, and best wishes for your recovery!


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Re: Medical insurance for travel back to the US
« Reply #2 on: April 28, 2021, 09:39:29 AM »
I’m so very sorry to hear of this, best wishes with all your treatment!

The brain tumour charity has some recommendations on companies that have been able to offer travel insurance in the past, so might help you. Good luck!
https://www.thebraintumourcharity.org/living-with-a-brain-tumour/maintaining-your-independence/travel-insurance/
I've never gotten food on my underpants!
Work permit (2007) to British Citizen (2014)
You're stuck with me!


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  • Chicago --> Cambridge
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Re: Medical insurance for travel back to the US
« Reply #3 on: May 03, 2021, 07:33:03 PM »
Thank you both for your suggestions and kind words. I will look into both of these options.

Again, thank you so much.

Annie
July 2013: Met in Chicago
June 2016: His contract ended and we moved to UK (visitor visa)
December 2016: Visitor visa expired - I move back to US
May 2017: Apply for Marriage visitor visa
July 17: Marriage visitor visa approved
10/12/17  Married in the UK!
12/2017: I go back to US to apply for visa.
Biometrics Appointment: 03/09/18
Mailed in my application: 03/21/18
Passport Received: 04/18/18
Moved to UK 05/25/18
Spouse Visa good until 02/15/21
Applied to renew: 12/22/20
Approved: 04/04/21


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Re: Medical insurance for travel back to the US
« Reply #4 on: June 15, 2021, 01:55:55 AM »
Having just been looking through the bills submitted on my behalf to Medicare, I do hope you were able to find some sort of insurance and have not traveled to the USA without it.

People not from the USA don't comprehend how horrifically expensive medical care is here. (It was going to be about $600 for a simple two-view chest x-ray with a doctor's interpretation of it, had I not had Medicare! The diagnostic blood tests that have been billed so far are just breathtakingly expensive individually. Thankfully, they are covered for me, but eye-watering just to read on the billing summary just the same.)


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