Hello,
We filed our first FBAR this spring but used only one form as we assumed our UK accounts were joint. We are now questioning this. Our Current and Access Saver accounts are definitely joint with same account number, but our bank suggested we each open "Monthly Saver" accounts to build credit in each of our names. They do have different account numbers from each other, and to make it worse, only last one year and we've subsequently started new ones with new account numbers. We didn't think of these as separate because they're all at the same bank and sort code, but now see the potential problem.
If we should have filed separate FBAR's, can we amend and/or add a new FBAR for my spouse? I don't suppose accurately reporting all the account numbers on the original form counts for anything? Would the 15 Oct deadline still apply if we need to redo?
Thanks Very Much