Can't cash refund cheque - options?

In order to get through my first time filing electronically, I had to use my wife's (MFJ) maiden name as she had never changed her name associated with her SSN (we have subsequently applied to do this, so should be fine for future returns).

However, what I forgot in my haste, is that they issue the cheque in both our names. I now have a cheque for $2800 that I cannot cash anywhere, at any bank as it is in both our names and her maiden name which is now invalid from a banking perspective.

Is there a way to get it reissued if we've now changed her name on her SSN to match her married name? Or alternatively, is there a way to amend and get the refund deferred forward to my 2022 return??

Any advice appreciated.

Will your bank accept her marriage certificate and a photocopy of an ID issued in her maiden name?  She’s still the same person.  I’d request they put a hold on the check until it’s cleared.  She should be able to sign it over to herself as an alternative. Or to you. There should be many paths to resolution.  I’d work the bank first. 

Will your bank accept her marriage certificate and a photocopy of an ID issued in her maiden name?  She’s still the same person.  I’d request they put a hold on the check until it’s cleared.  She should be able to sign it over to herself as an alternative. Or to you. There should be many paths to resolution.  I’d work the bank first.

Thanks for the suggestion, we've pushed the banks hard on this but they maintain as the cheque is in a different name than the account it doesn't matter what documentation we supply, the cheque will be rejected when sent off. It doesn't help as well being a USD cheque in a UK banking system...

Does she have a bank in the USA she could have direct deposit to?

Did her maiden name ever appear on her UK bank account?

Presumably they won't allow you to deposit it in an account which is in just your name either?