Combining income and savings for ILR

Hi

I know that in the initial visa and FLR(M) you can combine savings and income to meet the income requirement.

And that the savings-only requirement is less for ILR (34,600 vs 62,500)

So if you combine savings and income for ILR do you require less savings than if you were combining them in the previous visas?

Thanks for reading.

Hi

I know that in the initial visa and FLR(M) you can combine savings and income to meet the income requirement.

And that the savings-only requirement is less for ILR (34,600 vs 62,500)

So if you combine savings and income for ILR do you require less savings than if you were combining them in the previous visas?

Thanks for reading.

Calculating Cash Savings – Appendix FM
The following calculations are to be used for those applying as a Partner or Child under Appendix FM to the Immigration Rules.
At the entry clearance/initial leave to remain stage and the further leave stage, the amount of cash savings above £16,000 must be divided by 2.5 (to reflect the 2.5 year or 30month period before the applicant will have to make a further application) to give the amount which can be used in meeting the financial requirement. The following equation
 is to be used:
(x minus 16,000) divided by 2.5 = y
Where x is the total amount of cash savings held by the applicant, their partner, or both jointly for at least the 6 months prior to the date of application and under their control.
And y is the amount which can be used towards the financial requirement.
At the indefinite leave to remain stage, the whole of the amount above £16,000 can
be used. And the following equation is to be used: (x minus 16,000) = y

Then have a look at the table on p45.

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1039148/1.7_-_Financial_requirement.pdf

Thanks so much for the reply that helped a ton!