Just going to rearrange the documents slightly for the different upload sections (any missing documents are in red):
Application DocumentsMy US passport (all pages)
Sponsor’s Declaration form (British Citizen / unmarried partner, signed and dated today)
Consent to Checks forms (if required for ILR)Proof of Identity/Travel History His UK passport (all pages)
My current BRP (both sides)
Question: Do I need to include a copy of my previous BRP as well? The question about National Identity cards seemed to imply I needed to include any travel docs used to enter the UK in the past 5 years? I don’t see this in other people’s document lists for ILR so I’m probably over-thinking it, but just want to double check!
No, only the current, valid BRP is required - to prove you hold a valid visa at time of application.
Finances7x Bank Statements from my account Jun ‘22 to Dec ’22 showing the account balance always remained above £34,600.
Declaration of source of funds
Question: On the application, it asks about the balance so I’ve found the lowest daily balance across that period for this value, is that right?
Yes - they will only consider the lowest daily balance during the 6 months, which must be at least £34,600
Residence in the UK AccommodationHM Land Registry title, showing joint ownership (downloaded today)
Annual mortgage statement (latest is from Sep ‘22; jointly addressed)
Latest Council Tax Bill (22/23, dated March ‘22; jointly addressed)
Cohabitation (Nov ‘20 - Dec ‘22)[/u]
Correspondence should cover a full 2.5 years from June 2020 to December 2022, so you need an extra document from June 2020.June 2020
?Nov 202011/20 - Derby City Council Property Valuation Letter (jointly addressed)
April 202104/21 - AmEx CC Statement (me) & HSBC personal CC (him)
Sept 202109/21 - HSBC personal CC (me) & HSBC personal CC (him)
Feb 202202/22 - DBS Letter from gov (me) & British Gas letter (him)
July 202207/22 - HMRC Letter (me) & HSBC Joint acct (him)
Dec 202212/22 - AmEx CC Statement (me) & TV Licence (him)
Question: In the application, it asked about our monthly mortgage payment so I’ve entered the minimum monthly payment, rather than our overpayment amount - is this right? Since we can stop the overpayment at any time, it seemed sensible to use the monthly minimum.
Yes, I would use the repayment amount that has been agreed on your mortgage statement, not the overpayment amount.
Question: We’re unmarried partners so I think we only need to worry about correspondence and the sponsor’s declaration as proof of the relationship and cohabitation? I don’t think we included any other relationship evidence for the FLR-M renewal in 2020 like we had to for the initial application in 2017. What we’ve collected is spaced-out every 5 months over the past 2.5 years, starting from December ‘22.
For unmarried partners, the required proof of relationship is simply your 7 correspondence documents in each name.
The sponsor's declaration is not part of the proof of relationship, it's just a declaration stating that the application is supported by the sponsor and all information provided by them is correct.