Social Security Retirement and the Foreign Work Test

I’m considering taking Social Security benefits prior to FRA. I’ve been reading about the Foreign Work Test, where you can’t work more then 45 hours a month. I understand that if you do, then the SSA will not pay any SS benefits for those months. My question is are those benefits simply withheld until FRA, or are they lost forever?
If you’re in the U.S, I see the system is different, those payments are withheld and then added back to your SS monthly payments at FRA, so you lose nothing, it's just a deferral.
If anyone has worked for more then 45 hours a month and is below FRA I’d be interested in learning the answer.

This was asked previously, but anyone with first hand knowledge would be appreciated.

Hi.  I have not met your criteria of working under FRA while abroad. However, when I inquired (I wanted to work while in the UK before age 67/FRA) I was told by the SSA that the money is not disbursed.  Once I was not working I'd get my normal payments until I died. No make-up payment or anything like that.

If memory serves, I ~think~ we might have had a discussion of how if I hadn't already started drawing SS the delay in my starting payments would involve recalculation of benefits (the longer you wait to draw benefits, the higher they are), but I had already begun drawing SS early so that didn't apply. That discussion took place almost ten years ago so I'm a bit hazy on it all now. It also may have been that once I hit 67 (or when I stopped working) my benefits were recalculated (more likely that), but no lumpsum for the missed checks would be forthcoming.

Because things could potentially have changed since I asked that question in 2017 (and appear in flux now), I would strongly recommend you contact the SSA and ask them directly.