damn you employment!
That is the problem there. If they think you are going to end up on public funds, you have a HUGE hill to climb. You also will have to be careful on visiting if they start to think you are visiting a potential spouse. Like all good immigration people, they get a bit upset if you are doing one thing, but coming in for another purpose. There are some good stories on this board about people that tried to roll the dice and ended up in some sticky situations.
Even employed, my partner and I have spent 5 years trying to sort out where to live, so I can totally understand the frustration and desire to spend time, but the best thing to do is get all your ducks in a row. Does your sweetie have any rich relatives?

Also, while I am highly skilled (would have enough points under the highly skilled stuff), I am finding it a bit of a challenge to have employment before I show up in the UK. Because my address is still in the US, most companies are ignoring me. Now that I have my entry clearance, I may need to use my partners UK address to start looking for work.
Anyways, this is a friendly group of people, and the more details you share, the better advice you will get, like the rich relatives, the employment outlook for both of you... and for goodness sake, educate yourself before making a mistake and finding yourself locked up and deported...
-Kit