I remember a time when e-mail contained only messages you were pretty much expecting and some days you could log on and have
nothing new! The scam e-mails hardly ever let up these days.
I get messages pretending to be from eBay, PayPal, Barclays Bank, CitiBank (with whom I have never had any dealings anyway) and many other similar establishments all the time.
Watch what the companies you deal with say about their messages. Many -- such as eBay -- will tell you that they never send generic messages addressed to "Dear eBay customer" or anything like that. If it doesn't use your site ID to address you personally, then it's a fake.
Whenever you see a link, either on a webpage or in an e-mail or other file which you believe to be taking you to some sort of log-in page for an account, check the URL to which it is actually sending you. Remember that even though you might see what looks like a genuine URL in a message, the HTML code embedded within it can send you somewhere quite different.
In most browsers, when you position the cursor over a link you will see a line somewhere on the screen which tells you the actual URL to which you will be sent when you click on that link (in Internet Explorer, Netscape, and many others the line appears at the bottom of the screen).
If the link in the message says "
http://www.signin.ebay.com" but when you move the cursor on to that link the URL indicator says "
http://www.scamartistsanonymous.ru/ebay.html" then you know something is fishy (O.K., it won't be
that obvious, but you get the idea!). Watch those where the actual link is to an IP address rather than a named URL domain (i.e. instead of seeing
http://ebay.com it says something like
http://212.90.xx.xx). It
could be genuine, but it could be somebody trying to hide the identity of the page you will be sent to.