I've done about the same thing. I put my parents name on my US bank account. It has been useful. I use it for student loans as well. And for some other things, ordering from US companies, Christmas presents, etc. I still do a little bit of internet work for US clients, so it makes it easier for them to pay me as well. I don't use PayPal, but if you get along with them (I don't) it seems like a sensible extension.