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Topic: Paying US credit card payment from UK account  (Read 2572 times)

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Re: Paying US credit card payment from UK account
« Reply #15 on: March 23, 2006, 07:08:33 PM »
I have a question about the American Express travellers Cheque Card.
I have just been reading through the instructions on the website and wondered what currency do you put on it? Pounds or Dollars? In the terms and conditions it states "The Card is a prepaid card intended for use whilst travelling. It is not a credit card, charge card or debit card. You must load funds onto the Card before it can be used. Cards are available in three currencies: Sterling, US Dollar, and Euro. However, you are only allowed to have one currency on each Card or Cards purchased by you. When you apply for a Travellers Cheque Card, you must indicate an Initial Load Amount which must be at least £200 and no more than £3000 (or the US Dollar or Euro equivalent). " So if I was taking it to the states i would load dollars, right? Or would I load pounds onto it and be able to withdrawal dollars while in the states?

When you open the account, request USD-Dollars and your AMEX card can be used for dollars. If for some reason you did ever use it here in the UK, you would be losing money as it has to convert the USD to GBP again.
As for me, I have two AMEX Travelers Cards, one for me and one for my mom.
Moving money to it is really easy, and my mom can take it back out a couple of hours later, or myself if I'm in the states.

For moving small amounts, or going on vacation, AMEX is a good product.
For moving large amounts, the XE Trade program is better.

Best of luck!


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