Oh I do! I do! I was just talking with the ladies in the chatroom about this yesterday. I love and swear by onesuite.com It's a no catch phone card company that you buy cards on the internet from. Well, you don't get an actual card, but you get an access number to dial from and then you get your pin number. You can even set it up so that all you have to do is call the access number then the number you're calling to (without having to put in your pin number, which saves one step). Anyhow, there's no maintenance fee or connection charge, which is a problem I had with most other discount companies.
The only big drawback I've found is that you can only use their cards for calls that originate in the US, which means I'm always the one calling over to Scotland. But, I suppose it is a minor drawback. I get a rate of 2.5 cents per minute from the Midwest to Scotland....so it's cheaper to call my fiance than it is to call my parents who live only five hours away.
I've used this calling card company for more than a year and am still pleased with them. (And no I don't represent them or work for them...just really happy to be able to afford long phone calls to my man.)