I had no issues getting a rather big loan from Barclays last year, despite still being on FLR on my work permit (and therefore not being on the voter registrar, which is a biggie!). I'd been with Barclays since 1999 in my student days, though, and they approved me online with a really low rate and the money was in my account the next day. My English boyfriend, however, is self-employed and it literally took him months of chasing and arguing with Natwest who were so awful to him that it caused him to switch banks entirely. We thought it was funny that the "temporary foreigner" got given money so much more easily than the born-and-bred Englishman!