Hello,
I have been searching the forums for quite some time and have not seen a question quite so specific as mine, so I'm hoping somebody might be able to give me an answer. Please excuse me if it turns out somebody HAS asked this particular question before.
I already know the following about NJ state taxation (quoted from the NJ Division of Taxation website at
http://njdivisionoftaxation.org/index.html?njit24.htm~mainFrame ):
"You are a nonresident for tax purposes if:
* You did not maintain a "permanent" home in New Jersey; and
* You did maintain a "permanent" home outside of New Jersey; and
* You did not spend more than 30 days in New Jersey.
Also, you are a nonresident if:
* New Jersey was not your domicile, and you spent 183 days or less here; or
* New Jersey was not your domicile, and you spent more than 183 days here, but you did not maintain a "permanent" home here."
The problem is, the state division of taxation website seems to define these terms rather ambiguously. Why am I asking? My circumstances are the following:
I have gathered from various sources that it would be easiest for me to pay off my U.S. student loans from the United Kingdom by maintaining a U.S. bank account. My question is, after I moved to the U.K. and settled there, if I did maintain a bank account in the state of New Jersey to pay off my student loan debt, would this make me "domiciled" in New Jersey for New Jersey tax purposes?
Can anybody shed light on this issue? Would I be resident or nonresident? These tax issues are enough to make your head explode, I swear...
Thanks for any and all help you might be able to give.