Sister is traveling to England - lost her debit card.

I did try a couple of different ATMs but no luck, and I don't recall the wording being an issue (I'm familiar with the different terms).  But sounds like it's just me having problems with the ATMs, perhaps because I'm in a small bank.  It worried me at the time when I couldn't access the ATM - I ended up borrowing money from a friend.

I did try a couple of different ATMs but no luck, and I don't recall the wording being an issue (I'm familiar with the different terms).  But sounds like it's just me having problems with the ATMs, perhaps because I'm in a small bank.  It worried me at the time when I couldn't access the ATM - I ended up borrowing money from a friend.

I know this is terrifying!  I got stuck in Siberia (literally) without money at one point.

She's leaving London today. She used my mom's card and didn't have any problems.

Except that she loves London and doesn't want to come home. 

Is it actually legal and also in accordance with bank terms and conditions to loan debit cards to other people, even if they are relatives? Where does the named cardholder stand if the card is stolen from the person who is borrowing it, and money removed from the account? If the cardholder has more than one card, and they use that other card in the US and the person borrowing the debit card uses it in the UK like 5 minutes later, might that not trigger some misuse monitoring program? I know that cloned credit cards can get detected if they are used in e.g. England and then Singapore 5 minutes later.

My mother doesn't really use her debit cards. Ever. She writes checks or pays cash. She terrified of identity theft. So having it used two places at the same time wouldn't really be a worry for her/this situation. Also, my mom has my sister's name added to this account from when my sister was a teenager. They've just never bothered to take it off. So I'm not sure how that would work legally, since both names are on the account but my mom's name is on the debit card.

Glad it all went well for her IME!!