Garry, why would you say a chat transcript is "too risky"? Not that I was going to do that, but I'm just curious.
- It's not a good idea. Chatroom transcripts generally appear like a scripted dialog between two personae using screen names; and it does nothing for the credibility or dignity of the application to present evidence that's not based upon two real people interacting.
- In the noncorporeal internet world, two chatters will develop a personalized shorthand vocabulary; it makes sense to them because they invented it intuitively. The context for the dispassionate reader of what's said, however, can be dramatically different. It just invites misinterpretations of every sort. OH! And never, ever, *never* submit something that discusses about the visa. Or some dialog having concerns about it. Unless an advisor has seen it and approved it. And an advisor will *NOT* approve it.
- The fiance application requires you to establish that you have met; and that you intend to marry. Chat logs are not convincing evidence of either of these things! And yes, they need some comfort that it's not an MOC, hence my suggestion that photos are comfortably romantic and geographically distinctive. And after the Home Office created the UP visa, UK/American couples stopped doing MOC's.
- It's personal communication. If it's lengthy, they will send it to a flunky - i.e., a local hire - to read through it. It gets laying around in a pub or on somebody's desk...
- Scenario: you send in your app with the chatroom log; next day the chatroom is named as haunt for a music downloaders [paedophile, drug, terrorist, etc, etc] ring. Then what?
Caveat: It's also good to bear in mind that I prepare applications for the more difficult British embassies where they are real twits about everything - Embassies in Minsk, Almaty, Chisinau, Ekaterinburg, to name a few. So the need for a flawless, spotless application is more acute.
In NYC, Chicago or LA they are very relaxed and they don't generally refuse anybody. Despite the very easy process at British embassies in the US, it still makes sense to take it seriously and to have the best application that you can prepare.
And finally, meeting online is perfectly acceptable. Falling in love with an internet persona, however, and deciding to marry and take up life in a land one has only visited for 2 weeks - it raises the same questions it always did. And answering those questions are not in IND's remit. They only have to confirm that you met in person.