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Topic: What happens with my Social Security benefits?  (Read 1117 times)

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What happens with my Social Security benefits?
« on: June 16, 2014, 10:33:48 AM »
I moved to the UK last Autumn and plan to remain here. 
What happens to my social security benefits at retirement age 67, which is 15 years, from now?  For the sake of debate, let's just say SS still exist at that time, will I receive the benefits?  Will my UK earnings have any effect on SS? 
13 Aug 13 Fiancé visa application submitted online
  2 Oct 13 Visa received via UPS
29 Oct 13 Arrived in the UK!
20 Jan 14 Ring-a-Ding Ding!
18 Feb 14 FLR(M) submitted via post
26 Feb 14 Biometrics submitted at Post Office
  7 Apr 14 Biometrics Residence Permit approval notification letter & card arrive (separately) via signed post
16 Sept 16 2nd FLR(M) Approved in-person in Sheffield
21 Aug 18  Passed LIUK
5 Mar 19 Applied IRL; 18 Mar 19 priority appt in NCL; 19 Mar 19 ILR granted; 21 Mar 19 DX delivery of BRP


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Re: What happens with my Social Security benefits?
« Reply #1 on: June 16, 2014, 02:36:41 PM »
As long as you have contributed into US Social Security for 6 quarters, and the total of your US and UK (contributions to the UK State Pension) is 10 years (40 quarters) you will receive the US SS. The US SS will be subject to WEP, and therefore if you will receive a pension from the UK (State or private) it will reduce the amount of the US SS, up to a limit.


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Re: What happens with my Social Security benefits?
« Reply #2 on: June 16, 2014, 08:41:15 PM »
If you receive any pensions that are from wages that were not subject to social security tax then they will reduce your US SS payment through the Windfall Elimination Provision (WEP), unless you have 30 or more years of US SS tax payments. You will still get US SS and can have it paid directly into a UK account. It will NOT be subject to US taxation and you do not have to include it on your 1040. However, it will be taxable in the UK and you will have to file a UK self assessment and include it on the foreign pages SA106.


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Re: What happens with my Social Security benefits?
« Reply #3 on: June 17, 2014, 10:54:00 AM »
Thanks for the answers! 
13 Aug 13 Fiancé visa application submitted online
  2 Oct 13 Visa received via UPS
29 Oct 13 Arrived in the UK!
20 Jan 14 Ring-a-Ding Ding!
18 Feb 14 FLR(M) submitted via post
26 Feb 14 Biometrics submitted at Post Office
  7 Apr 14 Biometrics Residence Permit approval notification letter & card arrive (separately) via signed post
16 Sept 16 2nd FLR(M) Approved in-person in Sheffield
21 Aug 18  Passed LIUK
5 Mar 19 Applied IRL; 18 Mar 19 priority appt in NCL; 19 Mar 19 ILR granted; 21 Mar 19 DX delivery of BRP


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