okay, thank you. That is really useful to know. You mentioned "EEA student dependants"... is losing the NHS still relevant for non-students?
Thanks!
EU treaty laws in the UK change all the time and get tougher. At the moment..
If your EU husband is not a student and not a *Qualified person and he hasn't got PR in the UK, then you will need health insurance for both of you because his time in the UK is limited before he loses his (and therefore yours) right to reside in the UK. Your right to reside in the UK is based on him continuing to be a qualified person under UK rules for free movement, whatever they change to over the years.
This end of the UK paying for the healthcare of the dependants of EU students, was brought in line to what their EU student partner is allowed; EU students already need to have insurance to pay for their use of the NHS. They can get their own country to pay the NHS by presenting their EHIC, but that only gives very limited cover.
The UK has now brought itself in line on healthcare with a lot of other EU countries. The EEA citizen in work and earning above a set amount, then free healthcare is provided for them and their family: the EU citizen not in work or not earning enough (they check with HMRC), then they and their dependants need to pay for healthcare.
There is some very limited time for free NHS for EEAs claiming the benefit income based Jobseeker's Allowance, but that benefit is already getting phased out and it's replacement benefit Universal Credit cannot be claimed by EU jobseekers
If the EU loses their job and has contributed to the UK over the previous relevant two tax years, then they could claim contribution jobseekers allowance. Being in receipt of that benefit would extend the EUs right to reside in the UK as a qualified person for 6 more months and provide free NHS for their family while their benefit claim is valid. After that the EU loses their right to reside in the UK as an EU jobseeker. However this benefit is one of the favourites to be removed under the welfare cuts over the next year or two.
*Qualified persons at the moment.
Worker. In work (PAYE or Self employed) and earn enough to pay their national insurance each week.
Student. Studying; must have a CSI (Comprehensive Sickness Insurance) to pay for the healthcare for all the family; no UK benefits including child related benefits.
Self Sufficient. Must show they arrived with savings to be self sufficient; and then the same as students, must have a CSI (Comprehensive Sickness Insurance) to pay for the healthcare for all the family; no UK benefits including child related benefits.
Jobseeker. Limited. As explained above.
Any new changes will apply.
For PR they must be a Qualifed person at all times for 5 years and the UK is very strict on that.