Urgent FLR M Section 7.3 A Financial Requirement Answers

I am filling my first FLR M application form and I need some assistance or guidance on

Section 7.3A - Financial requirement

My husband who is my sponsor is working and going by his type of work he is on Non salaried Category as he gets paid weekly which makes us more safe to use Category B as our financial source

However I seem to be struggling with the wording on 7.3 A

7.2 What is the financial requirement you are required to meet? Tick relevant box.

Applying with no child dependant - an income before tax of at least £18,600 a year

7.3 From the list below, please indicate the financial source(s) and the amount of income you and/or your sponsor wish to rely on to meet the financial requirement.

Income from salaried employment complete section 7.3A
Current annual salary £ 18,715

Indicate which option you are relying on category A or category B

Category B

And here is where I need someone to help me out

7.3A Income from salaried employment
Only complete this section if you and/or your sponsor are working
You Your sponsor

(i) Are you/your sponsor currently
employed?
Sponsor is Working

(ii) What is your/your sponsor’s job title?
I have the Answer

(iii) Have you/your sponsor been in
employment with the same employer
and earning the amount specified in (xiv)
below continuously for 6 months prior to
the date of the application? (category A)

Should I leave this answered as I am relying on Category B?

(iv) If you answered no at (iii), have you/
your sponsor been in other employment
in the 12 months prior to the date of
this application other than your or their
current employment? (category B)

I believe I need to answer this question so as to show that we are relying on Category B but I am not sure what to write since the sponsor has been with current employer for 10 yrs


(vii) If you/your sponsor answered yes at
(iv), what type of employment was your
or your sponsor’s earlier employment?

Is N/A appropriate here and any other question in this section asking for details about earlier employment as my husband hasn’t worked for a different employer?

Section 13 - Documents
Your relationship
Six items of correspondence addressed to you and your partner at the same address as
evidence that you have been living together since your last grant of leave in this category, or
from the date you first started living together up to a maximum of two years. See Note 11
Please give an explanation on a separate sheet if you cannot provide six items; if the items are
not addressed to both of you; or if they do not cover the 2-year period.

Being on a Fiancee Visa I haven't been working or paying any bills

Should I write an explanation on a separate page or its not applicable in my case since its my first leave to remain?

any advice accorded will be highly appreciated

Thank you all!

If he is non-salaried, what are his total earnings in the last 6 months? If he earned more than £9,300 in total, and this shows on his payslips, then you can still apply under Category A.
They will add up all the payslips, divide by 6 and multiply by 12. If this figure is more than £18,600, he will qualify under Category A and you don't need to worry about Category B.

If you are using Category B though, I would answer as follows:

(iii) Have you/your sponsor been in employment with the same employer and earning the amount specified in (xiv) below continuously for 6 months prior to the date of the application? (category A)
No

(iv) If you answered no at (iii), have you/your sponsor been in other employment in the 12 months prior to the date of this application other than your or their current employment? (category B)
No - I have been with the same company for 10 years

(v) What date did you/your sponsor commence your/their current employment?
Date he started working for employer

Section 13 - Documents
Your relationship
Six items of correspondence addressed to you and your partner at the same address as
evidence that you have been living together since your last grant of leave in this category, or
from the date you first started living together up to a maximum of two years. See Note 11
Please give an explanation on a separate sheet if you cannot provide six items; if the items are
not addressed to both of you; or if they do not cover the 2-year period.

Being on a Fiancee Visa I haven't been working or paying any bills

Should I write an explanation on a separate page or its not applicable in my case since its my first leave to remain?

It is applicable to you, because it's one of the requirements of the FLR(M) application - they are expecting you to have lived together since you arrived on your fiance visa and to have proof of that (or an explanation as to why not).

So, you must either include all 6 documents, or explain why you cannot include them all.

Do you have your name on any bills yet?
What about a bank account?
Council tax?
NHS number?
Any letters from any official companies (phone, internet, etc.)?

You will need to provide mail for both of your FLR(M) applications and also your ILR application, so really you want to get your name on as many bills and letters as you can, as soon as possible after arriving in the UK on your fiance visa.

If you don't have 6 documents each yet, you can explain on the application that you have only recently arrived in the UK and don't have any/enough mail yet... then send anything you do have for both of you.

Thank you for the reply

He started working on 21/08/2006 and he is paid weekly with varying payslips as working hours are different everyday which makes it safe for us to apply under Category B for variable income

He is a Permanent employee

I have been in the UK for 4 months under marriage Fiancee Visa which is valid from 23rd June to 20th December
I arrived on 23rd June got married on 23rd September and this will be my First Leave to remain application
I haven't been working as my current Fiancee Visa doesn't allow me to work so I haven't been paying any bills thus all bills are under my husband's name

I have one document with both our names from the Registry office, one item with my name and current address from an online shop that I bought something from,we are waiting for the council tax which will have my name on it as for the  bank statement we tried opening an account but the Bank asked for an official document from the Home Office to prove that I am here legally so we are hoping to continue with the account opening after the FLR M visa

But I have drafted a letter explaining why I cant give 6 items hoping it will help with the little items I have. Below attached is the letter

SECTION 13-YOUR RELATIONSHIP
 
SIX ITEMS OF CORRESPONDENCE EXEMPTION NOTE
 
Please find below a brief explanation on why I am not able to  provide the Home Office with the above mentioned items requested as evidence of my relationship with my Sponsor (Husband) in the Further Leave to Remain(FLR M) application Form
 
I have been in the UK for 4 months under a Marriage/Fiancé Visa which does not allow me to work.
As such I have not had any previous leave to remain hence the reason why I have not been receiving any bills,letters or documents addressed to me with our current address
 
I will be providing you with my Sponsors’ Council Tax, Gas, Electricity and Water bills which I hope will be considered as evidence to satisfy our relationship requirement as he is the one who is paying for the expenses for now.
 
Regards,
Jane Parkin
 
I hope it will be supportive having been here for only 4 months

You won't need two years of bills together - just send if you have anything (I would suggest sending one or two letters addressed either jointly or separately but at the same address).

What financial category did you use for the fiance visa? Has your spouse's employment situation changed? If not, just use updated docs, employment letter, etc...

I haven't been working as my current Fiancee Visa doesn't allow me to work so I haven't been paying any bills thus all bills are under my husband's name

You don't need to be working or paying any bills. You just call the utility companies and ask them to add your name onto the account because you live there too. That's it.

but the Bank asked for an official document from the Home Office to prove that I am here legally so we are hoping to continue with the account opening after the FLR M visa

Your official document should be your passport with fiance visa inside - did you show them your fiance visa?

There should be no reason why you would need to wait until you have FLR(M) to open an account.

You may need a utility bill with your name on it to open an account though - hence the reason why it's a good idea to add your name to the utility accounts as soon as you arrive.

If that bank won't accept your documents, you can always try a different bank.

Only being here for 4 months isn't an issue - you just need to provide letters from those 4 months (preferably 6 each, but if you don't have that many, just send what you do have).

You won't need two years of bills together - just send if you have anything (I would suggest sending one or two letters addressed either jointly or separately but at the same address).

What financial category did you use for the fiance visa? Has your spouse's employment situation changed? If not, just use updated docs, employment letter, etc...

We used Appendix 2 ( VAF) for Financial Requirement that needed to show that he meets £18,600 and his employment hasn't changed its only that it is sort of seasonal where in Summer the working hrs are light thus salary is kinda low and in winter it picks with longer working days and hrs which gives a lot of overtime and impressive salary

Going for category B we are showing that we meet the Financial requirement of £18,600 and £9,300 respectively as follows

Evidence Part 1 £18,600
We are using his 12 months (52) payslips from 30th October to 21st October 2016 which is amounting to 18,630

Evidence Part 2 £9,300
And going backwards from the recent payslip to 6 months(26) payslips its amounting to 9,586 surpassing the 9,300 requirement

If that makes sense
But I needed to ask that under Category B would they take the lowest payslip and assume it to be the average pay as its done in Category A?

You don't need to be working or paying any bills. You just call the utility companies and ask them to add your name onto the account because you live there too. That's it.

Your official document should be your passport with fiance visa inside - did you show them your fiance visa?

There should be no reason why you would need to wait until you have FLR(M) to open an account.

You may need a utility bill with your name on it to open an account though - hence the reason why it's a good idea to add your name to the utility accounts as soon as you arrive.

If that bank won't accept your documents, you can always try a different bank.

Only being here for 4 months isn't an issue - you just need to provide letters from those 4 months (preferably 6 each, but if you don't have that many, just send what you do have).

We didn't know that we can add my name with a utility company and since the appointment is due on Friday guess will not be possible to have that done by then but still we will call and get my name added for future reference thanks for the info!!

Yes I provided the Bank with my Passport and showed them my Visa Vignette but still they insisted on an official document but which should be easy to provide them with now that you have informed me on how to get my name in a utility bill

So I take it that I will use the few documents addressed to us both and me separately any need to take the explanation letter or should I leave it out?

It's not about A or B, it's about whether he is on a fixed salary or is non-salaried.

As he is non-salaried, for both Category A and B, they should calculate his current salary as follows:

- add up all the payslips from the most recent 6 months
- divide by 6
- multiply by 12

If this figure is at least £18,600, he meets the requirement.

So, sounds like you may well qualify under Category A as well as B. Therefore it's up to you - you could likely use either Category A or B.


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It's not about A or B, it's about whether he is on a fixed salary or is non-salaried.

As he is non-salaried, for both Category A and B, they should calculate his current salary as follows:

- add up all the payslips from the most recent 6 months
- divide by 6
- multiply by 12

If this figure is at least £18,600, he meets the requirement.

So, sounds like you may well qualify under Category A as well as B. Therefore it's up to you - you could likely use either Category A or B.


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I appreciate the feedback very informative and easy to understand
we have worked out the figures and at the moment total Annual Gross Income for

12 Months(52) Payslips=£18670

6 Months(26)Payslips £9325*6=1554.16 x 12=£18650

We will be going for Category B as it talks about Variable Income which relates well with my husband's job and it allows us to provide 12 months payslips received prior to the date of application as well as try to minimise the capability of the usage of the lowest payslip being assumed as the standard pay for 6 months payslips mentioned in the case study of category A

Rescheduled the appointment to 1st November at Birmingham Solihull Premium Centre to give time for some post that we are expecting

will share the experience and feedback after the appointment