Cat D Detailed Questions

We are utilizing Cat D - Cash Savings to meet the financial requirement. We have 2 bank verification letters from a 401k account and an IRA account that:
 - Verify we (individually) are customers with said account numbers
 - State when the accounts were opened
 - Authenticate the past 3 quarterly statements by confirm ending balance
 - State the ending balance as of day before letter was written (because Q1 statements are not issued until beginning of April) and this is to show balance within 28 day window of application
- State that funds are available for immediate withdrawal
 - Note that the addresses on the statements are out-of-date but have been updated in their systems

Are quarterly statements going to be a problem?  The financial institutions do not have a monthly option.

Combined these 2 accounts exceed £62,500 and have not dropped below that amount anytime over the past 6 months (actually longer since we are providing 3 quarterly statements Q2-Q4 2016).  I assume there is no benefit to showing ALL savings above and beyond these 2 accounts (Roth IRAs, cash savings, etc.).  Is this right?  Just a bit strange because we have no intention of tapping into them.  We will be living off my husband's income (which is not UK based and therefore does not meet the Financial Requirements).

Also, since I'm nervous of making a mistake or being denied for not suppling info I could have, do I ONLY complete Part 3F Cash Savings?  No info at all in 3B Your Sponsor's Income Outside UK?

Are quarterly statements going to be a problem?  The financial institutions do not have a monthly option.

You have to show that the balance of the savings has been in the account for a minimum of 6 months and that the balance has not dipped below £62,500 for even a day during that time.

If you can show that, I assume you will be all right.

I assume there is no benefit to showing ALL savings above and beyond these 2 accounts (Roth IRAs, cash savings, etc.).  Is this right?  Just a bit strange because we have no intention of tapping into them.  We will be living off my husband's income (which is not UK based and therefore does not meet the Financial Requirements).

Yeah, showing other savings you have on top of the £62,500 amount won't make any difference to the application decision, so it would just mean more paperwork to send.

All they will do is tick a box to confirm you have at least the £62,500 held for 6 months.

Also, since I'm nervous of making a mistake or being denied for not suppling info I could have, do I ONLY complete Part 3F Cash Savings?  No info at all in 3B Your Sponsor's Income Outside UK?

Yes, that's correct.

You complete the following:

Part 1 - all that applies
Part 2 - all that applies

Part 3
3.1 - No
3.2 - tick first box (assuming you aren't applying for childrens' visas too)
3.3 - tick Part 3F and Category D
Go to Part 3F
3.74 - Tick 'Category D alone'
3.75 - fill out the details of the savings.
3.76 - total amount of savings being used
3.77 - tick Yes

Part 4 - do not complete
Part 5 - not necessary to complete... can be used for overflow answers if you run out of space

Perfect, thanks so much!!

1.27 Does your sponsor have any children?
My sponsor is my husband.  Is this other than our children we have together (dual USC/UKC) or should I list our 2 boys?

List your two boys.