Our wedding day is 22 September 2018. I will be working until the end of July in order to bolster my retirement monies. So if I arrive the first week of August, 2018, that will give us about 50 days to post our intent and all that.
Okay, so if you arrive the first week of August, you won't be able to give notice to marry until you have been in the UK for 7 days... so, say 13th August.
You then have to wait at least 28 days from that date before you can have the ceremony... which takes you to 9th September.
However, that only gives you about 9 days leeway to get some mail in your name before giving notice, and still being able to marry by September 18th, which isn't very long at all, since it can take up to several weeks for official organisations (utility companies etc.) to send you mail in your name.
So if I can't apply more than 3 months prior, I should apply at the beginning of May?
The fiance visa is valid for 6 months, and you just have to make sure you have enough time to enter, give notice, get married, and then apply for FLR(M) after the wedding before the 6 months are up.
So, technically, you could apply in March, ask for the visa to start in June (3 months ahead of March), then arrive in August... and you would have until December to marry and apply for FLR(M).
Why do they hinder it? I only ask because I haven't even started yet and I'm already overwhelmed.
They hinder it because half of them don't know the immigration rules, or how to apply from the US, so they end up giving bad advice that could have (and has) caused visa refusals.
I've lost count of the number of people who have found the forum after being given bad advice by a lawyer... and unfortunately, a lot of them wasted their time and money on their services, before realising they didn't need to use a lawyer at all.
We've had lawyers:
- advise people to apply for the wrong type of visa
- tell people to include documents they don't need
- tell people NOT to include documents that they DO need
- send people's documents to the wrong address for processing
- refuse to pass on important information relating to their application
- refuse to communicate with the applicant
- charge £1,000 just to send a letter to UKVI
Really, the only time you should need to use a lawyer are if you have serious reasons why your visa could be refused. For example:
- you have been refused entry or refused visas to the UK in the past
- you have worked illegally in the UK
- you have been an illegal overstayer in the UK
- you have serious criminal convictions
If none of those apply, then the application process is straightforward and all the information you need can be found for free on the UKVI website, or here on the forum.
The gov.uk says I'd have to pay for healthcare as part of my immigration application?
Not if you're on a fiance visa. You have no entitlement to free NHS care on a fiance visa and therefore need private health insurance to cover you. If you don't have insurance and you need treatment, you will be charged 150% of the full cost of the treatment.
If you were to marry in the US first, then apply for a spousal visa, you would pay the healthcare surcharge and be entitled to 'free' NHS healthcare as soon as you arrived. You would also be allowed to work immediately, which is illegal on a fiance visa.