Savings in multiple bank accounts/ New bank account

 So we had £32000 in a checking/debit account in the UK. I transferred £30000 out of it and into a brand new, more secure savings account in the UK . There's no reason to have that kind of money accessible by a debit card you carry around everywhere. Both solely in my name and Have bank records to prove it.

 Submitted to NY office,  they either lost them or just didn't send them to Sheffield.

When filing we cited months of bank statements showing the debit account increasing in value,  and eventually it being transferred into a new account and never touched.

My question is: does it matter how many (in this case 2) bank accounts your applicable savings are held in? Also does it being new have anything to do with the rules of applying?

For clarification the amount we needed to make up for employment shortcomings (£17500 for a salary of £18000 pa) had been under my control since March this year. I applied in Late October.

So we had £32000 in a checking/debit account in the UK. I transferred £30000 out of it and into a brand new, more secure savings account in the UK . There's no reason to have that kind of money accessible by a debit card you carry around everywhere. Both solely in my name and Have bank records to prove it.

 Submitted to NY office,  they either lost them or just didn't send them to Sheffield.

When filing we cited months of bank statements showing the debit account increasing in value,  and eventually it being transferred into a new account and never touched.

My question is: does it matter how many (in this case 2) bank accounts your applicable savings are held in? Also does it being new have anything to do with the rules of applying?

For clarification the amount we needed to make up for employment shortcomings (£17500 for a salary of £18000 pa) had been under my control since March this year. I applied in Late October.

That circumstance is fine.  As long as the money was transferred directly from one account to the other and not removed first, that is.  It doesn't matter that one account was new.

What makes you say that they didn't get to Sheffield. Were you contacted?

Sorry,  I was trying to keep it vague for future searches.
Yes we got a request for documents from Sheffield that we had already sent to NY office. These were "6 months uk bank statements showing the origin of your savings" and "6 months us bank statements showing your wage deposits" we had 7 days to sent it; sent it in 1.

They see and acknowledge the 30000 gbp coming out of my checking/debit account but do not acknowledge or reference it immediately going into the savings. 

Not that I don't believe you but do you have any idea where I can find the legal wording in the application guides as to where it explicitly says savings over multiple accounts is acceptable?

It's stated in both Appendix FM 1.7 and in Appendix FM-SE.

From Appendix FM-SE

11. In respect of cash savings the following must be provided:
(a) personal bank statements showing that at least the level of cash savings relied upon in the application has been held in an account(s) in the name of the person or of the person and their partner jointly throughout the period of 6 months prior to the date of application.
(b) A declaration by the account holder(s) of the source(s) of the cash savings.

As long as you can show the money was in an account or multiple accounts in either your name, your partner's name, or both your names jointly, for the entire 6 months, you can use it towards the requirements.

You literally are a hero I'm nearly crying.

Thank you

Is the transaction out of the checking account and the transaction into savings dated the same day?  For example, the out is on June 1st and the in is also on June 1st?

Yes it's the same day. NY either didn't scan or send our bank records but if I remember correctly not only are they printed the same day but they were stamped with the official branch stamp that date also.

Have you received a refusal or an email for missing bank statements?

For my wifes initial  visa we had it in 4 accounts as it went from US savings to US checking to UK checking to UK savings. I produced a spreadsheet with totals for each account every time any of them changed and a total column. Had no issues.