Ok, so I have most of what I need to file, so I thought I'd do a preliminary on TurboTax. I should have qualified for the free version. However,
1)They now have it set so that to deduct student loan interest you have to upgrade to their paid version. (strike one)
2) It is including my social security payments as income, although I live in the UK. US SSA paid to a USC resident of the UK are exempt from IRS tax. I can't see anywhere to put "non-taxable income" and list the SSA. (strike two)
3) My Cal taxes, which should also have been free, are now not free because of the upgrade. (strike three)
So, I'm going to check H&R Block now to see how they are handling it. I'd really rather just file electronically than deal with sending it via postal mail.
Edit: Nope, looks like H&R block won't let me use the free file because I'm too old.
On the good side, I just did the taxes longhand. So there's a form to print out that says I'm at a foreign address (Schedule 6). This is in addition to my address being listed on the 1040. 1040 form is 2 half-page sheets. SS was reported there, and also as non-taxable there. (Not sure why it's not just one page.) Schedule 1 was necessary to list my student loan interest. So It took like 10 minutes, only because I had to do the reading. Would still rather "e-file" though.