Thanks ksand24,
Yes been with company more than 6 months. Yes earn more than £18,600 in 12 months & yes earned more than that for every year been with them. Will have 7 months printed out once we print out this Aug one as it covers July.
Great
.
Just to note that if you are printing them out yourselves from online banking, all the statements must either be:
- stamped by the bank on EVERY page
Or
- accompanied by a letter from the bank confirming their authenticity
Counting back on all the calendars for paperwork I come up with: 2021=Aug & March, 2020=Oct & May,
2019= Dec, July, Feb, & 2018=Sept & April. Does that look right?
You only go back 2.5 years, so that’s from February 2019 to August 2021.
So, just working it out myself, you will need 1 document in each name from each of the following months:
February 2019
July 2019
December 2019
May 2020
October 2020
March 2021
August 2021
I don't know if I'm asking this right. Can I substitute a month +/- if I have absolutely nothing for the specific month?
Yes, but you will also need to write a letter explaining why you don’t have anything for the correct months.
Alternatively you can adjust the months slightly... as long as you apply during August you can always use January 2019 to July 2021 instead:
January 2019
June 2019
November 2019
April 2020
September 2020
February 2021
July 2021
I know we can use the joint bank acct but not for every needed date but I'll call it source 1. We have separate monthly statements of other things which I'll call source 2.
Remember, you may have a number of sources, not just 3 - it depends what types of documents those ‘other things’ you mention are... they may count as several sources, not just ‘Source 2’.
For example, each of these is a different source:
Source 1: bank statement
Source 2: water bill
Source 3: electricity bill
Source 4: council tax bill
Source 5: HMRC letter
Source 6: NHS letter
Source 7: building society statement
Source 8: tenancy agreement
Source 9: phone bill
Source 10: TV licence
Etc.
But what if my partner has a source 3 for July 2019 but I only have something in June or Aug?
In that case you would include the document in your name that is closest to the July date and include in a letter explaining why you have nothing for July 2019.
I know we have to do 7 months worth of bank statements to prove employment cheques deposited. Are they wanting a full years worth or full 2.5 years worth of anything else paperwork wise?
No, you provide:
Finances:
Most recent 7 months worth of payslips and bank statements
Accommodation:
If you rent:
Most recent tenancy agreement
Most recent council tax bill
If you own:
Land Registry document
Most recent annual mortgage statement
Most recent council tax bill
Cohabitation:
- 2.5 years of documents showing you have lived together the whole time
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