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Topic: FLR question - financial requirement  (Read 363 times)

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FLR question - financial requirement
« on: March 19, 2022, 04:48:41 PM »
Hi all,

It's coming up to the time where my husband will be applying for his spouse visa renewal, and I'm hoping to get some advice!

He arrived in the UK in November 2019 and his visa expires on July 22nd, so we are hoping to apply some time in June. However, we both changed jobs recently so are unsure what to do about the financial requirement.

We both meet the requirement independently, so we were planning on using my husband's income. He started in mid-November 2021 so will have been there 6 months by the time we apply. I've read that in most cases we'd need to provide 7 months of payslips, but because he only worked 2 weeks in November, his pay was half the amount it usually is (and x6 not enough to make the 18,600 needed).

We had a look at his payslips, and though the pay date is always the 27th, they do state the "pay period" which is always the first day of the month to the last day of the month. My question is, should we:
1) Use just 6 months of payslips covering the period 1 Dec - 31 May (which is shown in the pay period but the pay date is the 27th)
2) Provide November's payslip as well even though it is lower
3) Wait until July to apply so we have 7 full payslips

We also have a fourth option to use my salary instead, but I started a new job in Jan 2022 so we would have to use Category B and provide 12 months of documents.

Thank you in advance for your help!
Una


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Re: FLR question - financial requirement
« Reply #1 on: April 05, 2022, 08:21:59 AM »
Hi, is anyone able to advise me on this? Any help would be appreciated as the date we apply will affect the documents I need to collect. Thank you!


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Re: FLR question - financial requirement
« Reply #2 on: April 05, 2022, 09:46:25 AM »
Since you have until July 22nd to submit the online application, I would say your safest option is to wait until July to apply and use the following 7 months of payslips:

December 27th
January 27th
February 27th
March 27th
April 27th
May 27th
June 27th

That way, all the payslips will have a full month's salary on them and there will be no worry over the November payslip being lower.

Also the last payslip will cover the day of June 1st, since technically the payslips have to cover every single day of the 6 months...which would be either 1st December to 1st June if going by the pay period, or 27th December to 27th June if going by the payslip date.


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Re: FLR question - financial requirement
« Reply #3 on: April 05, 2022, 10:19:28 AM »
Alternatively, just apply under Category B and use 12 months of payslips.  Honestly, it's really up to you.  You meet the requirements, you just have two options to demonstrate that you meet the requirements.


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Re: FLR question - financial requirement
« Reply #4 on: April 05, 2022, 08:36:07 PM »
Thank you @ksand24 and @KFdancer ! I didn’t realise we needed the 1st as well. I think we will wait until July so I don’t have to chase down my old employer for a payslip letter  :)

Time to start gathering those documents…


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Re: FLR question - financial requirement
« Reply #5 on: April 10, 2022, 04:39:15 PM »
One more question, if that's OK!

Since we're going to wait until July to submit, would be OK for us to travel to the US at the beginning of June? We haven't seen my in-laws since COVID and were planning to visit in August, but it's unlikely the visa will be turned around in time. So we're now hoping to get a trip in before starting the process.

Would an expiring BRP be an issue for him when travelling, even though we plan to submit the FLR-M application after we return?

Thanks.


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Re: FLR question - financial requirement
« Reply #6 on: April 10, 2022, 06:11:41 PM »
It should be fine as long as you can show you plan to submit the FLR application when you return, before the BRP card expires.


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Re: FLR question - financial requirement
« Reply #7 on: April 10, 2022, 09:18:56 PM »
Just don't cut your timing too fine. If for whatever reason you were delayed in returning and the visa expired, you'd have to go back to the US and start over again.


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Re: FLR question - financial requirement
« Reply #8 on: June 13, 2022, 05:21:56 PM »
Hello again :)

We are back from the US now (there were no issues with travelling so thanks for the advice), and starting to gather our documents so we can apply at the end of the month.

Would anyone be able to check over the docs for me? (Questions in red, thank you!)

Personal docs
Applicant passport - all pages scanned
Applicant biometrics card
Sponsor passport - all pages scanned
Marriage certificate
Do we need to write any covering letters/sponsor letters like in the initial spousal visa application?

Accomodation
Title register stating we own our house jointly (dated June 2022) - is the £3 online downloaded one fine?
Most recent mortgage statement (dated Feb 2022)
Most recent council tax bill (dated March 2022)

Cohabitation
Jun 2020 - Gas/electricity statement, jointly addressed
Oct 2020 - Gas/electricity statement, jointly addressed (These first 2 documents are addressed to our old flat. Do we need to provide any docs proving that we used to live there, or just our current accommodation?)
Feb 2021 - Confirmation of mortgage, jointly addressed (is this fine? It's not a statement, just a letter from the bank confirming the details of our mortgage)
Jun 2021 - Bank statement, jointly addressed
Oct 2021 - Bank statement, jointly addressed
Feb 2022 - Gas/electricity statement, jointly addressed
Jun 2022 - Credit card statements, one for each of us

Finances
Letter from my husbands employer confirming his position, salary, plus confirmation that the payslips are genuine
Contract of employment
Electronic payslips 27 Dec 2021 - 27 June 2022
Posted bank statements covering period 11 Dec 2021 - 10 June 2021
And we'll ask the bank to print 11-27 June as our posted one won't come in time (Does this need any additional verification? Last time I had them stamp each page but not sure if this is needed)

Thanks in advance!
Una


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Re: FLR question - financial requirement
« Reply #9 on: June 13, 2022, 08:14:16 PM »
Hello again :)

We are back from the US now (there were no issues with travelling so thanks for the advice), and starting to gather our documents so we can apply at the end of the month.

Would anyone be able to check over the docs for me? (Questions in red, thank you!)

Personal docs
Applicant passport - all pages scanned
Applicant biometrics card
Sponsor passport - all pages scanned
Marriage certificate
Do we need to write any covering letters/sponsor letters like in the initial spousal visa application?

Accomodation
Title register stating we own our house jointly (dated June 2022) - is the £3 online downloaded one fine?
Most recent mortgage statement (dated Feb 2022)
Most recent council tax bill (dated March 2022)

Cohabitation
Jun 2020 - Gas/electricity statement, jointly addressed
Oct 2020 - Gas/electricity statement, jointly addressed (These first 2 documents are addressed to our old flat. Do we need to provide any docs proving that we used to live there, or just our current accommodation?)
Feb 2021 - Confirmation of mortgage, jointly addressed (is this fine? It's not a statement, just a letter from the bank confirming the details of our mortgage)
Jun 2021 - Bank statement, jointly addressed
Oct 2021 - Bank statement, jointly addressed
Feb 2022 - Gas/electricity statement, jointly addressed
Jun 2022 - Credit card statements, one for each of us

Finances
Letter from my husbands employer confirming his position, salary, plus confirmation that the payslips are genuine
Contract of employment
Electronic payslips 27 Dec 2021 - 27 June 2022
Posted bank statements covering period 11 Dec 2021 - 10 June 2021
And we'll ask the bank to print 11-27 June as our posted one won't come in time (Does this need any additional verification? Last time I had them stamp each page but not sure if this is needed)

Thanks in advance!
Una

1- No, not this time.

2- Yes.

3-No, just for your current place.

4-It's fine.

5- They shouldn't need to be stamped if they are printed there but I would as you are there anyway.

It doesn't look like you are covering a full 6 month's there. You should add another bank statement and pay slip.
« Last Edit: June 13, 2022, 08:17:53 PM by larrabee »


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Re: FLR question - financial requirement
« Reply #10 on: June 13, 2022, 10:21:05 PM »
1- No, not this time.

2- Yes.

3-No, just for your current place.

4-It's fine.

5- They shouldn't need to be stamped if they are printed there but I would as you are there anyway.

It doesn't look like you are covering a full 6 month's there. You should add another bank statement and pay slip.


Thank you!

Regarding the payslips and bank statements, I was following the advice earlier in this thread as my husband didn’t earn his full pay in November.

I’ll have these payslips:
27 Dec (covering pay period 1-31 Dec - this is stated on the payslip)
27 Jan (pay period 1-31 Jan)
27 Feb (pay period 1-28 Feb)
27 Mar (pay period 1-31 Mar)
27 Apr (pay period 1-30 Apr)
27 May (pay period 1-31 May)
27 Jun (pay period 1-30 Jun)

And the bank statements which show all of these transactions going in (11 Dec to 27 Jun).

That should cover every day of the 6 months. Is that enough or do I need more?

Thanks :)


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Re: FLR question - financial requirement
« Reply #11 on: June 13, 2022, 11:00:40 PM »
Thank you!

Regarding the payslips and bank statements, I was following the advice earlier in this thread as my husband didn’t earn his full pay in November.

I’ll have these payslips:
27 Dec (covering pay period 1-31 Dec - this is stated on the payslip)
27 Jan (pay period 1-31 Jan)
27 Feb (pay period 1-28 Feb)
27 Mar (pay period 1-31 Mar)
27 Apr (pay period 1-30 Apr)
27 May (pay period 1-31 May)
27 Jun (pay period 1-30 Jun)

And the bank statements which show all of these transactions going in (11 Dec to 27 Jun).

That should cover every day of the 6 months. Is that enough or do I need more?

Thanks :)
Those payslips and bank statements look fine, as they cover every day from Dec 27 to Jun 27


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Re: FLR question - financial requirement
« Reply #12 on: June 13, 2022, 11:33:49 PM »
Yes, now you've provided all the dates, they're fine. Going from the information in your previous post you had only covered December 27th to June 10th.


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