Welcome to the forum
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We are aware it's expensive, we can scrape together enough for the fees. I might try getting a full time job in a warehouse or something, I would only need to have it for hopefully no more than 3 months until we switch to spouse visa and he can take over from there, no idea how I'd fit that in my uni schedule but what else could we do at this point, right?
Unfortunately, in order to meet the income requirement through employment income, you must have either:
1. Been with your current employer for AT LEAST 6 months, earning at least £18,600 before tax for the entire 6 months (you have to provide 6 full months of payslips and bank statements to prove this, which usually means needing 7 months' worth to cover every day of the 6 months).
OR
2.
- Have been with your current employer and earning at least £18,600 for LESS than 6 months
AND
- Have earned at least £18,600 in total (before tax) in the last 12 months before applying for the visa... to make up for the fact that you haven't been with your current employer for 6 months yet
You need to provide 12 full months of payslips and bank statements to prove this (normally you need 13 months of payslips and bank statements to cover every single day of the 12 months).
As you are a student at the moment, it's unlikely you will be able to meet this requirement until after you have finished uni and have been working full-time for 6-12 months.
And as has been said above, they are strict with the financial requirements. If you are just 1 day short, or even £1 short, of meeting the £18,600 requirement, the visa will be refused.
With the savings, if you are able to show £62,500 in savings, that money must have been in an account (or accounts) in either your name, your partner's name, or both your names jointly for a minimum of 6 months before you can apply. No one else can be named on the account.
The amount in the account (or accounts added together) cannot have dropped below £62,500 for even 1 day during those 6 months... and they will use the lowest balance in the account(s) during the 6 months to work out if you meet the requirement.
If the money has been given to you by someone else as a gift, that person will need to write a letter confirming it is a gift, not a loan, and will never be repaid back... as in you can't just put money in the account to meet the visa requirement and then give it back to them once the visa has been granted, you have to confirm that it is your money to keep forever.