1. My current BRP expires June 2023 BUT I arrived 28 December, 2017 (my FLR was heavily delayed during the Covid chaos of 2020 so I think that's why it's such a late expiry). Am I correct in understand that I can apply 1st of December as that's 28 days before my 5th anniversary of landing?
That's correct, you can apply as early as 28 days before 28th December, and as late as your BRP expiry date in June 2023... so you can submit the online application whenever you're ready between those 2 dates.
2. The timing for proof of cohabitation - this always catches me out. If I apply in December, do I need evidence for the following months?
Dec 2022
July 2022
Feb 2022
Sept 2021
Apr 2021
Nov 2020
June 2020
Yes, that looks correct to me
. The mail should be spaced every 5 months between June 2020 and Dec 2022, and be from at least 3 different official sources.
I believe that although the application says it should cover the time since your last grant of leave, the document list may still ask for 2.5 years worth so we suggest including the full 2.5 years of correspondence.
3. Just checking the financial requirements haven't changed (I don't see that I have). But you guys already confirmed my maths that we need £34,600 in cash savings for six months so is it still just a printed statement (stamped from bank) displaying proof of that and a signed/stamped letter from the bank confirming it? That's what we submitted last time.
No, the financial requirements haven't changed... for ILR, the cash savings amount needed is £34,600, held in full in your bank account(s) for at least 6 months.
And yes the document requirements are that the bank statement(s) must either be:
- official statements issued by the bank, either mailed to you or printed in branch
or
- online banking statements printed by you at home, and then either stamped by the bank on every page or accompanied by a letter from the bank confirming their authenticity (to prove you did not forge or alter them before printing).