working in uk, paying unsubsidized us student loans

was wondering if anyone here can guide me thru my financial dilemma?
i am living and working in uk, paying us student loans--i am particularly worried about my unsubsidised variable rate graduate loans as i am unable to consolidate them--i was thinking about taking out an egg personal loan to pay off those loans while the exchange rate is reasonable and my us loans at a high interest rate (eeekkss) as i can pay them off in 3-5 years vs. 15 years in the US! has anyone attempted this option? would my US bank *bleep* an eyebrow having a 10,000 pound money transfer arriving into my account to pay this off?any financial advice would be greatly appreciated!!

I don't understand, why can't you consolidate?  Do you have any other loans? 

I'm sure you've checked it out already, but it may be worth a trip to the Federal student loans webpage www.dlservicer.ed.gov just to see what you can do...

If you don't owe that much, and feel that an Egg loan is a great deal, go for it.  I owe WAY too much to consider something like that.

You should absolutely try to consolidate if at all possible. I also will have too much to take a loan out for, but if that's an option for you, you should consider it - with interest rates and exchange rates it seems like a really good idea IF your student loans aren't absolutely sky high. Just be careful about what loan company you use and only use a reputable one!!!!

I've got another question along these lines that YOU might be able to answer! 

When making arrangements to start paying back student loans, you have to tell them your income and in some cases, repayment amounts are related to that income, yes? Do you have to use some official exchange rate to calculate your income? I'm worried about that as I'll be making in the low £20K's when repayment starts, which in US terms is nearly double. But to even think that $40K is equal to £20K is absurd and I don't want my repayment to be based on $40K.  What's the solution to that? Or is there one?

When making arrangements to start paying back student loans, you have to tell them your income and in some cases, repayment amounts are related to that income, yes? Do you have to use some official exchange rate to calculate your income? I'm worried about that as I'll be making in the low £20K's when repayment starts, which in US terms is nearly double. But to even think that $40K is equal to £20K is absurd and I don't want my repayment to be based on $40K.  What's the solution to that? Or is there one?

When you go into repayment (assuming you have not opted to go with a private consolodation network, and are working with the Feds) you will get 4-5 options on HOW you wish to pay.  I am on the graduated plan.  This means that my income doesn't matter, per se.  They make the assumption that my earnings will increase every couple of years, so my payments increase every two years.

I owe $40,000 (a couple of degrees, overseas courses...).  My first two years payments are $180/month.  I pay them $200-250 to get it down faster.  The second two years, payments are $225/month, my LAST two years will be $450?  I think.  Anyhow, the payments are very low this way, and I am able to pay more than the minimum, which means I will get paid off sooner.

Check out all of the payment options here: www.dlssonline.com