I found out I was pregnant in the US. I was worried, because I had a few problems. I called my travel insurance and basically they would not cover anything unless I went to the ER. Well, I didn't want to do that so my mom booked me in with her Dr who only charged me half his fee, bless him! He also wrote a few notes in case we wanted to try and claim it. (Never did, I wonder if I should have?)
Carly, I don't look down on that at all. I'm sure I would have done something like that if I was worried.