It seems as though the banks are getting carried away with all this red-tape and ID nonsense. I have a friend and neighbor who wanted to add his wife on to his current/checking account a short while ago. They already have a joint account elsewhere, but he thought it would be useful.
The bank wanted ID of course, so he took her birth certificate and a couple of other letters along -- I think it was letters from the NHS with her name, address, and N.I. number, or something similar.
"Not good enough," he was told. They don't even consider a birth certificate to be of value. They wanted something with a photo and a utility bill with her name. The only problem is that she doesn't have any of those, as she no longer drives, hasn't had a passport for years, and all power/phone/water bills are in her husband's name.
This was either Barclays or NatWest, the two banks in our nearest small town. I can't recall which.
And not only that but they said I can't have my payroll direct deposited into his account either
Why ever not? If you tell your employer that's the account you want the money deposited into, I can't see why the bank should query it.
I'm really getting fed up with the way the banks are acting these days. In these situations, it's not as if one is asking for credit. Tha bank is holding
our money, so if there's any querying and checking going on, it should be
us demanding that the bank satisfies certain conditions!
