Marriage or Fiancee Visa?

So my boyfriend and I have been together since last October, and we've decided to get married.
He lives in the UK and I live in the US.
We would like to get married and live in the UK, but I have a couple of questions...
1. His mom had him sign up for a Council House, he doesn't have one but he's on the list, so should I have him remove himself from the list so it doesn't look like he can't afford to support me?
2. Is there a minimum either of us need to have in our checking accounts?
3. Is it possible to get married in the states, and then move immediately to the UK?
4. I have a car financed, and a couple of credit problems, but no bankruptcy...will any of that hurt my visa application?
5. Does the marriage visa take any longer than the Fiancee visa?

Thanks so much for any help!!!
 

1. No. 
2. No.
3. Yes.
4. No.
5. No.

Wow, your reply was shart but suprisingly helpful!!!lol thank you!
I am so glad i found this forum...its comforting to know there are other people in my situation!

Well, to clarify of few points...

2. it is entirely subjective, meaning there are no hard and fast rules.

3. It is possible, but the standards don't change too much, it just means a different check box on the VAF2.  It also means you can't apply for your VAF2 until you have your US marriage certificate.  You don't want to apply for a financee visa if you are getting married in the US either, so you will need to decide where to get married.  Also if you do come over on a fiancee visa, make sure you read up in the forum about not leaving the country (like for a honeymoon) until you have applied for your FRL(M).

4. They don't run a credit check on you, and it has more to do with your husband or sponsor being able to support you.

My Husband is currently here with me now.... He is around £100 over draft . He does have a letter from his work stating he will have a job to come back to in July.

Any advice on that?

Should we figure out something on shifting money about?

Times a ticking!

If he's a UK citizen, he doesn't have to prove anything about his financial situation to re-enter the UK.  You will have to prove that you have a way to support yourself (or that he will be supporting you).  I'd suggest getting out of overdraft before applying for FLR.

Alternatively you could get a letter from a friend or relative saying they will support you until you can find a job (requires that you bring their bank statements/payslips to prove their income is sufficient).  My husband had been with me in the US for nine months, we were both jobless, and our overdraft was a heck of a lot more than £100!!  They were more than happy to issue the visa using his mum's income.