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Topic: travel insurance?  (Read 976 times)

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travel insurance?
« on: November 29, 2006, 04:15:17 PM »
We're off to the US in December. I think I can get travel insurance as part of my private health insurance cover at work. I'm going to look into putting my husband and 8 month old son on that policy, too. But if not, does anyone have any recommendations for travel insurance?
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When I was 5 years old, my mother always told me that happiness was the key to life. When I went to school, they asked me what I wanted to be when I grew up. I wrote down ‘happy’. They told me I didn’t understand the assignment, and I told them they didn’t understand life. ~ John Lennon

Re: travel insurance?
« Reply #1 on: November 29, 2006, 04:21:41 PM »
We have Direct Line.  We actually had to use it two years ago on the way back for our trip to NY.  Rich got sick, we had to get off the plane (Yes, we were those people) 3am Rich needed to go to the ER.  ER costs were paid in full, no hassles.  Never got charged for switching dates for the plane either.  Only thing is you must call them first and you can not see a GP, you must go to the hospital.
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Re: travel insurance?
« Reply #2 on: November 29, 2006, 04:23:19 PM »
http://www.insurance-supermarket.co.uk/

but read the fine print about travel insurance very carefully.  know what you want it to cover... just health, or flight delays, etc?  also... there's usually a premium for US travel (what they usually call worldwide travel).  that's b/c US health care costs.
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Re: travel insurance?
« Reply #3 on: November 29, 2006, 04:32:24 PM »
Thanks, I'll have a look at those!
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When I was 5 years old, my mother always told me that happiness was the key to life. When I went to school, they asked me what I wanted to be when I grew up. I wrote down ‘happy’. They told me I didn’t understand the assignment, and I told them they didn’t understand life. ~ John Lennon

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Re: travel insurance?
« Reply #4 on: November 30, 2006, 09:35:47 AM »
http://www.telegraph.co.uk/travel/main.jhtml?xml=/travel/2006/11/18/etsavvy18.xml

i'm renewing andy's annual travel insurnace policy and found this article which may help you decide about what kind of cover you need...
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If you harbour bitterness, happiness will dock elsewhere.

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Re: travel insurance?
« Reply #5 on: November 30, 2006, 10:07:38 AM »
Has anyone seen travel insurance that covers rental car insurance? We are going to need a car when we go back for Christmas, but last time the car insurance through the rental agency was 150.00 per day! I ended up getting liability only (even that was around 75 a day) but I was too scared to drive it so it sat in the driveway most of the time. Thanks!
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Re: travel insurance?
« Reply #6 on: November 30, 2006, 10:22:26 AM »
check into your credit card.  my work credit card covers certain things for rental cars.
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If you harbour bitterness, happiness will dock elsewhere.

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Re: travel insurance?
« Reply #7 on: November 30, 2006, 10:36:25 AM »
Good point, actually, credit cards can cover quite a bit when it comes to travel/insurance.
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When I was 5 years old, my mother always told me that happiness was the key to life. When I went to school, they asked me what I wanted to be when I grew up. I wrote down ‘happy’. They told me I didn’t understand the assignment, and I told them they didn’t understand life. ~ John Lennon

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Re: travel insurance?
« Reply #8 on: November 30, 2006, 12:24:12 PM »
Thanks! I'll give them a call.
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Re: travel insurance?
« Reply #9 on: February 23, 2007, 03:07:13 PM »
Bumping this back up.

Looking into booking a car for my trip home in April. My UK insurance does not cover me outside of the EU even though they are insuring me as a US driver. If I take the liability coverage most rental agencies charge, it's going to be a minimum of $200ish.

Has anyone ever figured out a clever way of getting around this? My credit card only pays CDW.  :(
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