Unfortunately, you don't get the amount charged until after you see the transfer in the other paypal account. To give you an idea, I transferred 450 and ended up with around 400. The fee is a lot but to be honest, because I can send it directly from my UK bank into my UK paypal account then send it directly to my US paypal account and then directly to my bank makes it easy because it's all one step. Can xetrade do this? If so, I am ALL ears. I hate PayPal